Who can open a bunq Business account?

Elise

Hey bunqers 🌈

Your safety and well-being are our priority. We have an acceptance policy in place to abide by legal regulations and follow some of our own risk standards as a bank.

Here are the basic conditions you need to meet in order to open a bunq Business account:

You need to have a verified Personal account with bunq.
You as a director can't be a minor.
You need to run a legitimate business in one of the following jurisdictions: the Netherlands, Belgium, France, Germany, Austria, Spain, Italy, Ireland.
You need to be permanently residing in the country where your business is registered.
Your business should operate under one of the legal forms currently acceptable by bunq, find the full list here.
Your company’s corporate structure and activities should all comply with bunq’s requirements. More details on this below.
Your business entity can't have more than one account with bunq.
If your company has multiple trade names (under the same registration on the Chamber of Commerce) - you can effortlessly open a Bank Account with the different names.
The various layers of your company should be registered as separate active legal entities with the Chamber of Commerce (Kamer van koophandel).
You can't open a Business account if any of the UBOs and/or non-executives resides outside EEA.
You can't open a Business account if your company has a pending bankruptcy.
You can't open a Business account for a company that's insolvent.

Depending on your business entity registered with the local Chamber of Commerce or, in specific situations, you're operating on a freelance basis, we'd require different documents in order to approve your Business account.