Your safety and well-being are our priority. We have an acceptance policy in place to abide by legal regulations and follow some of our own risk standards as a bank.
Here are the basic conditions you need to meet in order to open a bunq Business account:
- You need to have a verified personal account with bunq.
- You as a director can't be a minor.
- You need to run a legitimate business in one of the following jurisdictions: the Netherlands, Belgium, France, Germany, Austria, Spain, Italy, Portugal, Ireland.
- You need to be permanently residing in the country where your business is registered.
- Your business should operate under one of the legal forms currently acceptable by bunq, find the full list here.
- Your company’s corporate structure and activities, as well as the amount of passive income it generates should all comply with bunq’s requirements. More details on this below.
- Your business entity can't have more than one account with bunq.
- If your company has multiple trade names (under the same registration on the Chamber of Commerce) - you can effortlessly open a sub-account with the different names.
- If the various layers of your company are registered as separate legal entities with the Chamber of Commerce (Kamer van koophandel), each one would need its own Business accounts.
- You can't open a Business account if your company has a pending bankruptcy.
Depending on your business entity registered with the local Chamber of Commerce or, in specific situations, you're operating on a freelance basis, we'd require different documents in order to approve your Business account.
Overview of the business account requirements per country
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