Alan Hey there, Alan 👋
In case your card is lost or stolen, you can easily secure your funds by blocking the card with a few taps on the app, as explained here: https://together.bunq.com/d/48147 📚
Your PIN will be requested after 5 contactless payments or when you've made contactless payments for more than 150 EUR (cumulative). So if the 4th contactless payment makes the sum of the 4 payments higher than 150 EUR, the PIN will be requested. More info 👉 https://together.bunq.com/d/49784
Furthermore, you can always use your PIN when making payments, by inserting your card to the POS terminal 🙌