KoenRookie
@emily-Blue-Wolverine#288153 The functionality missing is that within the SEPA XML upload function not all fields are taken into account. The most important one I'm missing is the ReqdExctnDt (execution date). When doing payment runs, for example salaries, you would like to pay them on a fixed day each months so you are predictable and therefor create trust with your associates. As this field is not taken into account within the SEPA XML upload it's not possible to schedule these payments which requires you to pay attention and do the actual payment upload the day you would like to pay. Very inconvenient and annoying. especially for company's.
For me this is the most important field missing at this point but I understand from above that more of the standard SEPA XML file are not read and taken into account within Bunq. This despite we pay also the full amount for a SEPA XML load. Overall a big opportunity to improve service and quality but as this is a topic in this form for already more then 4 years I hope it can be picked up soon.
Please feel free to contact me directly when having more questions or needing something to help with testing.