• Ideas Cards

  • bunq 1

Was feeling bored and creative and came up with an imaginary new product from bunq :D
Introducing bunq1 :)

    @Nicolas-Magenta-Turtle#116847 There are other products in the market but the idea sounds very good to me, super useful

      Very creative, good job!

        @Freek#116868 Thank you 🙏 really appreciate it 😇

          Something that would be really interesting, too would be a card with the Maestro and two Mastercard (Credit and Debit) applications installed for maximum acceptance using just one card. No idea if this is allowed by Mastercard thk

            Ist erlaubt, habe eine solche Karte.

              @Volker-Navy-Falcon#116908 what do you mean?

                @Nicolas-Magenta-Turtle#116928
                He means that he has a card which has both functions on it, Maestro and Mastercard. When the card is read by the reader he can choose which card (Maestro or Mastercard) he wants to use for this current payment. Card needs to be used physically, otherwise it is the Masterard only (Apple Pay).

                This card, lets call it "Smartcard", is issued by a bank in Munich, Germany.

                  Es gibt eine solche Hybridkarte, d.h. Mastercard Kredit und Maestro Debit zusammen in einer Karte integriert. Darf ja hier keine Werbung fĂŒr Fremdprodukte machen.

                    Nicolas, weiß wovon ich rede😊

                      @Volker-Navy-Falcon#116931 Naja es ist glaub ich keine Werbung zu sagen, dass es ein Produkt gibt. NĂ€mlich die hier meinst du bestimmt:

                      Ich hatte sie auch mal, war definitiv interessant. FĂŒr viele Nutzer ist es aber möglicherweise ein bisschen komisch, immer die Applikation auswĂ€hlen zu mĂŒssen. Also in Zeiten von Apple Pay und Co. finde ich die persönlich nicht mehr so relevant, da ich eh alle meine Karten in einem GerĂ€t habe. Aber ich sehe auch den Reiz darin.

                        @Jakob#116933 Ab November tendiert die Empfehlungswahrscheinlichkeit fĂŒr diese Karte auch eher gegen 0

                          @Flo1979#116973
                          Jupp - gerade die Mail erhalten. "DrĂŒben" tobt jetzt der BĂ€r. Aber wir sollten uns jetzt wieder dem Thema wenden, ist sonst schade fĂŒr den Threadersteller.

                          Wobei ich trotz Übersetzung das eigentlich Thema dieses Threads nicht verstanden habe. Um was geht es?

                            @Heiko-Hartwig#117001 Stimmt, sorry for offtopic

                            Die Idee btw. finde ich nicht schlecht.
                            Wie wÀre es, dass ganze noch zu erweitern, als eine alternative zu dem Teil, dass mit Cur anfÀngt und mit ve endet ?

                              @Flo1979#117002 That's exactly what I had in mind. You could let's say link your bunq zero card to your primary bunq account and use it by using a PIN code, and link your Revolut card to it at the same time and using it with a second PIN code.

                                A peine j’ai les carte mon premier retrait aujourd’hui mĂȘme mon compte a Ă©tĂ© bloquĂ© je ne sais pas pourquoi

                                  Integrating Curve-like functionality inside bunq sounds indeed interesting. If bunq can at some point implement changing accounts for a transactions post factum, even better. So you always use the same card and you can later choose the money source. But, I also see where the difficulties with this are.

                                  Edit: Not sure if I would feel "less shady" when using a card without any information on it, though, haha. That sounds very cool but would definitely confuse people.

                                    I’m not sure having no exp date is possible, or having no name on the card, and recycled plastic isnt as durable as lets say metal, overall it’s not a bad idea

                                      @MB-Obari#117183 Having no name on a card is possible! Banks call them "non-nominative cards". I think it's common in credit cards in the US too. Oh, and the Apple Card also doesn't have any information on it (no name,expiry dates, numbers... and obviously no signature field ) The expiry date can be "dynamic". Let's say bunq could provide a card with a 10 year expiry date and whenever you get closer to the 10th year, you could withdraw some cash for instance to renew the expiry date. If they could do it for PINs, maybe they can do it for expiry dates
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                                      You're right. I think that we need to find an eco friendly solution that is better than plastic in terms of durability and better than metal in terms of ressources :)