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  • 🇹🇷 Turkey: bunq Community Travel Tips

The information provided here is not accurate!
Akbank charged me 4 LYRA more for take 50LYR when I chose local currency, if I wanted to use the ATM currency convertor I had to pay around 1 euro more.

the other bank YAPKREDI ATM just charged me 2 LYR more. for withdraw 50LYR.
But if you pay by card you just pay the Mastercard currency exchange.

BE CAREFUL!!!

    4 months later

    Ziraat Bank has charged me 6% for converting the currency.
    2 years ago this was free.

    Also be aware that when paying with your bunq card the cassiere selects TL instead of EUR or USD. This will cost you extra. And somehow paying with maestro nfc is cheaper than paying the usual way.

      2 months later

      Withdraw from akbank cost me 5 euro something for withdrawing 1000 lyra.

        6 months later

        Does the Maestro card work, or should I order the Mastercard version?

          16 days later

          @New-Rose-Mare-3623636579#241032 Wenn du sicher sein willst, dann nimm Mastercard. Da hatte ich immer gute Erfahrungen.

            When you pin money at Halk bank it doesn’t charge anything extra

              We were able to buy our sim cards at the airport very quickly without any complications. We only had to pay for the use of one month of sim card use and that’s it; No other registration fees. Perfect!

                @Susan-Cyan-Unicorn#244020 We are flying to Antalya next month. Can you recommend a certain provider?

                  Nee helaas, wij zijn hier met eigen vervoer.

                    @Johannes-Red-Panda-463593470#244339 Turk Telekom bevalt ons prima. Goede dekking.

                      13 days later

                      Nog meer mensen die problemen hebben met Apple Pay in Türkiye? Mijn ervaring is echt 50/50 dat het wel of niet werkt, of ik nou Maestro of MasterCard gebruik. In de Bunq app geen enkele melding van de mislukte betalingen.

                        @NS#246565 Misschien ondersteunen veel betaalterminals in Turkije nog geen Apple Pay?

                          @thijsoost#246567 Ik was zelf eigenlijk van de veronderstelling dat overal waar je contactloos kan betalen met een fysieke kaart, Apple Pay ook zou moeten werken. Of maak ik nu een verkeerde aanname?

                            @NS#246569 Officieel zou Apple Pay inderdaad overal moeten werken waar contactloos met fysieke pas betalen ook mogelijk is, maar uit mijn ervaring was dit met Google Pay aan het begin in Nederland nog niet het geval. Tegenwoordig kan ik in Nederland geen plek meer vinden waar ik niet met Google Pay kan betalen, maar misschien is er iets vergelijkbaars aan de hand in Turkije met Google Pay als in het verleden in Nederland

                              24 days later

                              I really recommend opening the Lira local currency account!

                                @New-Rose-Mare-3623636579#251061 Is that worth it over using ZeroFX for payments? I can imagine that that is easier/less expensive? I am not really familiar with Bunq’s Local Currency accounts myself, just asking… :)

                                  @New-Jade-Mink-2269923671#251104 Just for card payments, it shouldn't make a huge difference. Although, if you suspect that the exchange rate fluctuates a lot, then with a Local Currency account you can kind of "lock in" a rate at a certain time by exchanging that much money. In any case the fees for exchanging are the same.

                                  As for easier, well it could be nice for some people to have an account with the same currency that they spend in. Let's say you have set yourself a 10000 TRY budget for a week, then when you order food or buy something in a store, it might be easier to compare prices when you only think in a single currency instead of doing conversions to Euro mentally. Personally, for me it wouldn't be an issue I think. Especially as the bunq app also has the option to show the balance of your Euro accounts in the local currency when traveling.

                                    17 days later

                                    Vodafone NL covers Turkey as an EU country for free.

                                      @NS#246569 In verenigde Staten en Frankrijk lukte dit absoluut niet

                                        3 months later

                                        Please be prepared in Turkey apple pay and google pay don't work. So if you going to Turkey you'll need physical card.