How does the bunq Credit Card work?

bunq

Hey bunqer 🌈

Our Credit Card is an official credit card, but of course, we made a card that works for you as it comes without the risk of falling into debt. This allows you to use it to the full extent and acceptability of a normal credit card, without the possibility of financial burden ✅

This means that you'll need to add money to your Credit Mastercard before you can use it for payments.

How does the bunq Credit Card work with deposits?

If you want to use your bunq Credit Card for a deposit, such as for a rental car or hotel room, the merchant will accept your card just like they would a traditional credit card.

Since no credit is used when making the payment, the entire amount of the deposit will be deducted directly from your account at the time of purchase. This means you should have an available balance in your account when paying the deposit. The money will be deducted from the IBAN linked to your card.

You’d like to change that IBAN? No problem! Check out this page

Why should I choose bunq's Credit Card?

Our Credit Card is a great choice for our bunq travelers 🌎 Without the risk of falling into debt, you can pay for car rentals, hotels and get a rotating CVC for your online payments. Further information can be found here.

What’s the difference between the bunq Credit Cards and Debit Card (Mastercard)?

The bunq Credit Card is the best card option for worldwide traveling, as it gives you the best acceptance online and worldwide. With it, you get the overall usability of a credit card without the risk that comes along with credit.

You can use it when traveling for hotel reservations, car rentals and all other payments that require a deposit. This means larger merchant acceptance and more convenience on your holiday. The main difference is that it'll be accepted by merchants who only accept credit cards.

Hotels and car rentals sometimes had issues accepting our Debit Card (Mastercard) because they require a deposit and they'll only accept a credit card. This was then resolved with the Credit Card.