SuperGreen (1 per 100€)

R

Tom Hi Tom,

Thank you for this great solution :)!

I have a question about how this works: how is determined which card is spending the 100 euro? Are the metal card and other cards both seen as a different ‘counter’? For example, what happens if I spend 99 euro on my metal card and then 2 euro on my maestro?

Tom

René

Hey Rene 👋

It will be based on the transaction that crosses the €100 threshold. So it will work both ways. For example;

€98 on a maestro and then €2 on a Metal Card = 2 trees
€98 on a Metal Card and then €2 on a maestro = 1 tree

Because the only people who had less trees with the originally announced SuperGreen were those who put most of their transactions on a Metal Card, this solution will mean everyone ends up with more trees than they would have planted before SuperGreen 🙌.

(that doesn't mean I won't be actively choosing my Metal Card when my next tree counter is close to 100% though 😂)

Cheers
Tom

Leslie-Turquoise-Dragon

Thank you very much. All good now :)

Esther-Orange-Unicorn

Tom Perfect, thank you!
Until March 2021 is great, after that I hope this will stay.

R

Tom Sounds great, thanks for clarifying!

Deffo gonna keep an eye on what card to use at the threshold ;D

Sandra-Easy-Green

Hi, ik heb ook gezien hoeveel een boom planten maximaal kost (0.36 euro). Ik begrijp daarom ook niet waarom er gekozen is om maar 1 boom per 100 Euro te planten. En, ja ik zou liever zien dat we dan ook bomen kunnen planten als we IDeal en incasso betalingen doen. Dan zet het pas echt zoden aan de dijk, en kunnen we een mooi bos aanplanten. Groetjes

R

Sandra Hi Sandra, bunq gaf in een andere post aan dat men gemiddeld 24 bomen per maand plant. Als het planten 36 cent kost, dan zit je dus al bijna aan 9 euro aan kosten. Dat is ongeveer gelijk aan de kosten van de supergreen subscription bovenop premium, en voor dat bedrag krijg je er ook een metalen kaart bij.

Denk dus dat er niet veel ruimte is voor meer bomen...

JeroenE

Sandra & René Bij de partner die bunq gebruikt kost het planten van de bomen vanaf 10 dollarcent. Omdat bunq nergens aangeeft welke optie ze bij die partner hebben gekozen zou ik er vanuit gaan dat ze de goedkoopste hebben gekozen en niet de duurste. Dat is immers beter voor het milieu (als in: hoe meer bomen hoe beter). Dus voor enkel het prijsverschil kunnen (afhankelijk van de wisselkoers) zo'n 97 bomen per maand geplant worden.

mangerlahn

Sandra @René @Jeroen 🏳️‍🌈
As far as I know none of the 9€ for SuperGreen go into trees. Trees are funded by the money bunq gets from transactions done with the debit/credit cards. That 24 trees is probably just an estimated average.

SuperGreen is basically a premium tier including a fancy metal card with the bonus of planting trees off of it.

Bastiaan

Max Yes. As far as I know, the "interchange fees" of the (credit)card payments are used for the trees.

This is how Interchange fees work:
(Replace "Rewards points" with trees, and Fiona's bank is bunq 🙂👍)

The fees mentioned in this image are just an example, I don't know what the real fees are.

Jakob-Y

Bastiaan Select Netherlands here: https://www.mastercard.co.uk/en-gb/about-mastercard/what-we-do/interchange/european-interchange-rates.html

2 cents per transaction for Maestro and Mastercard Debit.
0.3% for Mastercard Credit (Metal Card and Travel Card).

Johan

Bastiaan Thx, voor de info!

Casper-Yellow-Wolf

Bastiaan Allright, for Meastro payments this fee is a lot lower, though. About €0,06 per transaction. I think the intermediary company takes a cut from this as well. I really think it would be transparant for bunq to display the amount that is donated on the user's behalf.

Bastiaan

Jakob Thanks for the site and info

DennyK

Comment removed for being off-topic. Please mind the guidelines: https://together.bunq.com/d/6226-together-community-guidelines/17

Heiko-Hartwig

René
Ich bin schon gespannt, wann es denn umgesetzt wird, dass wir wieder 2 Bäume pflanzen?
Derzeit werden ja weiterhin nur 1 Baum gepflanzt.

Wann kommt also ein Update, sodass sich aus dieser Sicht der Einsatz der Karte wieder doppelt lohnt?

Tom

Heiko Hartwig

HI Heiko!

The change will roll out in the next few weeks (hard to give an exact date as there are a fair few moving parts to it)

But we will be sure to backdate it, so any transactions you do on your metal card in the meantime will get the extra trees once we ship the change.

Cheers
Tom

Heiko-Hartwig

Tom

Tom The change will roll out in the next few weeks

A few weeks sounds weird, but ...

Tom But we will be sure to backdate it, so any transactions you do on your metal card in the meantime will get the extra trees once we ship the change.

... this makes sense and makes us happy! :)

Dima-

Hallo bunq, es sind schon mehr als 2 Wochen vorhanden! Wann bekommen wir unsere Bäume wieder zurück?

Tom

Hi everyone 👋

This fix is now live, and we've already gone ahead and planted any trees you missed out on in the meantime.

From now on, you will plant 2 trees per €100 with your metal card, until March 2021!

Thanks again for your involvement in the bunq community!
Tom

Heiko-Hartwig

Tom Also bei mir werden weiterhin nur 1 Baum / 100€ gepflanzt. Habe ich was falsch verstanden?