To the best of my knowledge withdrawal charges depend on the card issuers tariffs ('price list'). Ex.: For cash withdrawals with my Belgian MAESTRO card in Germany or elsewhere in EUR area I don't pay any ATM fees (except for few private ATM operators). This is because of the chosen account package (bunq: free or Premium). To the contrary with my German bank card I would pay fees, though withdrawals with their Visa card are free. All explained in their respective price lists and t&c's.

Als je naar de Canarische eilanden gaat dan brengt elke ATM je extra kosten in rekening. Staat simpelweg op de geldautomaat.

Dit is echt een ontwikkeling van de laatste jaren en “gratis” geldautomaten worden steeds schaarser.

Begint zo langzamerhand te lijken op de Eurocheque tijd. Als je dan in bijvoorbeeld Frankrijke Franse Francs wilde ophalen bij de bank moest je er goed op bedacht zijn om vooral niet naar Credit Agricole te gaan, want die gooide zo extra kosten erbij op.

Afgelopen jaar nog in Tenerife overal gratis geld op kunnen nemen bij verschillende ATM's, met de Maestro kaart.

Had je toevallig niet gebruik gemaakt van de MasterCard? Daar krijg je altijd extra kosten.

We have been talking in English in this whole thread, about a German issue, and you start writing Dutch!? Sadly I am not able to understand this, both the decision and the words you wrote.. ;) I think if we stay at English, this topic would be able to reach a much greater part of our community.. :)

Some banks just reimburse ATM charges. I use Charles Schwab Bank and they reimburse all ATM fees... it makes sense because they have no branches so they save costs and not having the facilities so they reimburse all ATM withdraws.

Ok so from a Uk perspective I have 2 UK bank accounts. The Nationwide, the largest building society in the U.K. charges me for every European transaction be it a cash withdrawal or debit card payment. My other one is with The Cumberland which is a small regional bank. Their card is free to use for every transaction across Europe, so go figure! Anyway, would it not be possible to have an ongoing list where bunqers can add free ATMs around European countries as they find them? Or maybe a Google style map where we can drop a pin to say free ATM here? Just a thought...

Hi Lorraine,

Thanks for sharing. An ongoing list sounds like an awesome idea 🙌

If you would like to create a new topic titled something along the lines of "ATMs with no transaction fees" we can be sure to publish it and let bunqers start collaborating on a list!

Everyone can then add the associated city, country, and ATM vendor 💥

That would be brilliant, Elise.

A list split into MC/Maestro ATM withdrawals.

The fees you are referring to applies to German banks, ie. You have a Sparkasse account and want to withdraw from a Deutshe Bank ATM, you will pay a fee.

When it comes to bank from outside the country, those fees rarely apply, mostly a decision from your bank.

Hi there. Some weeks ago I withdrawed money from public ATM in Nürnberg Station ( Hbf) using the bunq Maestro Card and without additional fees. I am going to try again with ATMs belonging to the Volksbanken und Raiffeisenbanken. They might charge a fee, but I think that they will not be as high as those of the Sparkassen.

Euronet is a worldwide ATM network that doesn't charge anything extra if you use your bunq worldwide MasterCard!
Do mind that they might offer a stupid exchange rate, do decline it, bunq will offer you a better one!