• Backup account for scheduled transfers and direct debits

Hi,

Is it possible to set a backup account for scheduled transfers and direct debits? I have separate account for recurring payments and sometimes these can be higher for various reasons. As I do not want to have more money than necessary in my recurring payments account this would be useful.

Some examples:
- My internet service provider has monthly recurring payments and yearly recurring payments. When a yearly recurring payment occurs, the bill is significantly higher than precious bills.
- For a membership I have to pay a certain amount monthly by bank transfer. When I forget to top up the account beforehand, the transfer will fail which the organisation that I am a member of will not appreciate obviously.

When these situations happen, it would be nice to top up the balance before the transfer is made. The accounting of the place where I have a membership associates its members by IBAN number so performing the scheduled transfer from the backup account will not work. I can assume the same applies for direct debits.

Is this currently possible with Bunq? Otherwise, can I suggest this to Bunq?

Thanks

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