Hi 👋 Akram
It mostly works like the bunq Travel Card, the physical version just feels a lot more luxurious. In combination with an easyGreen plan you also get insurance/purchase protection. More info about that here: https://together.bunq.com/d/24344-metal-card-purchase-protection-and-extended-warranty
The bunq Metal Card is chipped as a credit card so should give you such acceptance. Keep in mind bunq credit cards work a bit different on the users side as the limit is equal to your account balance.