@krmkrx#215946 bunq has a public API, so you can always build your own banking app 👍
https://developer.bunq.com

@Bastiaan#215975 I don’t want to become a developer myself just to have a decent banking experience, sorry. This can’t be a serious suggestion. 😉

@krmkrx#215977 You want a decent banking experience! Then you are in luck! bunq provides the best banking experience! Of let me know which bank does a way better job and also have the same features.

Actually, for Germany speaking, there is no similar experience when it comes to features, especially the easy budgeting with sub-accounts, this is awesome and unique to bunq indeed! But me and a lot of others still wish to just tone down the social and „green“ functionalities a bit. Let me replace the Friends tab with the Events overview for example! It used to be so easy to be up to date about what’s happening on ALL accounts with just one glance. Just an example of how everyone could fine-tune their banking experience exactly how needed, by placing what’s most important to me where I need it. Just an idea!

I must say I actually love and agree with the vision on money being a social construct. The question is, how do we get people who grew up in a world that worships the individual to get this? I am currently working on my graduation project surrounding this topic. @Ali, would love to share thoughts some time.

@krmkrx#215979 I mean, the earlier Events tab is now the Total tile. Still takes the same amount of click to get the same overview. I understand where you're coming from, don't get me wrong. You just want an app with a lot less going on.

However, I don't think that bunq was ever about that. Sure, the current app is not perfect and they will iterate on their designs and features and surely in 1-2 years of time the app will probably look starkly different from now again, but V2 being so simple was mostly just out of necessity, not because their vision suddenly shifted.

Lastly, I think the comment that Bastian made about the API shouldn't be brushed away so lightly. The access you get with the bunq API is unprecedented and you don't find something like this at any other bank. It's thanks to this API that there are tools like bunqDesktop, bunq2ynab, a ton of integrations into different finance-related apps, and much more. If the need for a "V2-style" app is big enough then you'll also find developers that create it. The consequences of this API existing will only become clearer and clearer as bunq hopefully grows in size. (And sure I know every bank has an API per PSD2 legislation, but these are often limited to very specific tasks and not something the average developer could access in their free time. Something I should rant about some more at some point but good for bunq in a sense.)

Ich verstehe beide Seiten der Diskussion. Ich bin trotz der Überfrachtung an Socialmedia wieder zu bunq zurück. Es gibt einfach nichts vergleichbares in Deutschland. Toll fände ich, wenn ihr das soziale Engagement erweitern würdet. Also als Option anstatt „Bäume pflanzen“ (was prinzipiell toll ist) soziale Projekte zu unterstützen. Vielleicht in Richtung für x Euro an Ausgaben wird ein Essen für Notleidende Menschen gespendet. Ansonsten fantastisch wie ihr die Möglichkeiten im Banking voranbringt 👍🏻👍🏻👍🏻

Ich finde das ganze bunq System wandelt sich in ein influencer System um…so unnötige Sachen wie Bäume pflanzen?! Macht doch ein eigenes Projekt dafür und bombardiert nicht alle Leute mit Zeugs mit dem sie nichts zu tun habe wollen. Mittlerweile ist alles voll gestopft mit Funktionen wo man 0 rafft.

They’ve managed to make it even more convoluted and difficult to get to the community, unbelievable.

@LH-Black-Wolf#216386 From my experience a lot of people confused the community forums with an official support channel, and often didn't look into the official Knowledge topics before asking. Having the options more clearly labeled will hopefully guide more people to the right places so that they can get help faster. The Menu on the Community tab also got a bit crowded and had like 5 different buttons. It seems like they attempted to group them more into logical sub-groups (also on the Home tab where we have new headlines in the menu). I like it.

Dem Wunsch schließe ich mich an.
Weitere Fragen sind: Kann ich mit Wertpapieren handeln? Möglichst Hochrisikopapiere! Wie kann ich Kryptowährungen handeln?
Ein Blick in die AGB beantwortet das , aber kaum jemand hat diese gelesen

So bunq thinks banking is “social”? Maybe for you - not for me. I want a business account not social ridiculousness. Just make it go away. And Quit trying to tell us what we like...huge flaw in most marketing people and engineers.

Ich versuche zwischenzeitlich die Social Media Inhalte zu ignorieren. Was mich aber wirklich nervt ist, dass bekannte Bugs nicht behoben bevor neuer Mist eingeführt wird.

@Blackwater#215160 Ein Depot fände ich auch klasse. Denke das würde bunq gut stehen, wenn man darüber sich beispielsweise via ETF Sparplan eine Altersvorsorge aufbauen könnte. Klar, auch da ist die Konkurrenz schon groß, aber bung könnte da auf ihre Art was geschmeidiges integrieren 😎

Seltsames Verständnis von „sozial“, wenn einerseits die Community (der soziale Austausch zwischen Nutzern) immer mehr in Unter-Menüs versteckt wird - und andererseits die App durch Funktionen wie „Tracking“ ergänzt wird. „Tracking“ von Zahlungen anderer Menschen hat nichts mit „sozialen Aktivitäten“ zu tun. Es ist das Gegenteil davon.

Ja auf alle fälle :)

Ich finde die App Klasse. Alles funktioniert wie es soll. Ich benötigte zwar auch ein wenig Zeit mich an das Update zu gewöhnen, aber jetzt bin ich voll drin. Eine bessere banking App gibt es meiner Meinung nach nicht.

Ik ben ook erg blij met bunq. Zou niet terugwillen naar een traditionele bank.

so like, i'm new to bunq since this month, and i missed the versions of bunq so many people complained about everywhere. it looks like i've been really lucky because many of the things people complained about seem to be gone!

there's so many small differences in this update that weren't advertised in the post.. things like letting you hide the bubbles that give you stats and tell you about trees, letting you hide the news feed, renaming Us to Community, reorganizing the menu in the button at the bottom, and so on. also i had no trouble finding anything i wanted to use, and so far i've had a very very positive experience with using bunq, so much that i got myself a personal and a business bunq subscription!

the customer support has been great and all these little tweaks meant i saw mostly the positive stuff, like how nice it is to have sub accounts as a budgeting thing, especially with income auto sorting!

so as a new user just freshly rolling into bunq... i don't see what the fuss with v3 is about at all, it was probably bad before all these updates came out and when i watch videos of update 14 it does look worse than it is now, but right now? it's been great!

i ran into some bugs while signing up but private customer support got me through those very quickly. so i don't see why people complain about customer support so much? they've all been nice to me and worked fast..

anyway yeah that's my feedback! hope this is helpful 😄