I agree with most points. For the past year or longer there have been no actual banking features added, only nonsense social stuff that does no belong with a bank.
The new cheaper account would have been perfect if it had API access, but it does not.
Bunq: please stop pretending screwing us over is a good thing, and stop continuing to change up the pricing significantly at short notice. This is not how you should treat your customers.
There are a few good things that have kept me around, but the bad is rapidly starting to outweigh the good.