Hey bunqers 🌈
For safety reasons, sometimes we need to ask for additional information on how you generate your funds or their source. Worry not - it's a standard procedure which is pretty common for all banks. This helps us to protect the banking world from fraudsters and keep you secure while you use your favorite app 💪
What’s the information required?
Please provide us with:
- your source of income;
- your average monthly income;
- the maximum amount of funds you expect on your account;
- a valid proof for your source of income.
We may also request information for reason and supporting documentation for specific transaction(s). The listed documents below are also applicable for single-transaction inquiries.
What’s a valid proof for source of income?
This is a document that helps us understand where the funds on your account come from, so we can keep everyone in the banking system safe. The document can differ depending on your situation. You can find examples of the documents we accept below. Please, keep in mind the following:
- As sufficient proof we don't accept images of your workplace, electricity bills or any other unrelated objects to the inquiry.
- The document should be preferably in PDF format 📄
- You have 14 days to submit the information in the app. If you fail to do so, the access to your account will be restricted until further reply from your side with the sufficient documentation.
You can send us either of the below documents (which prove minimum 500.00 EUR of your income). Select a document to view more details about it 👍
Employment
Accepted type of sources
- Salary
- Bonuses
- Reimbursement of expenses
- Other
Accepted documents
- Employment contract stating the salary
- Salary slip for at least one month after the contract is issued
- A written confirmation of annual salary signed by the employer
- Bank statement
- Reimbursement approval document
- Bonus Assignment document
- Other
Self-employment
- Bank statement from separate bank account (for your self-employment income and business receipts)
- Annual Tax Return (most recent one)
- Profit and loss statements
- Online payment records
- Employed Pay Stubs / Paychecks
- Other
Influencers / Content creators
- Proof of Sponsored Posts, Brand Partnerships, Ads - via bank statements, tax returns, online payments records
Accepted documents (not older than 3 months)
- Bank statements
- Tax returns
- Online payments records
- Account statement from Google AdSense
Inheritance
Accepted type of sources
Accepted documents
- Written confirmation by notary or lawyer
- Official extract from wills register
- Certificate of inheritance
- Certificate of succession
- Will
- An original or certified copy of the probate
Gift / Donation
Accepted documents
- An original or certified copy of the grant
Investments
Accepted type of sources
- Dividends
- Interest payments
- Sales of shares
Accepted documents
- Investment contract
- Excerpt from investment account stating held instruments and volume
- Certificate/coupon for dividends payment
- Written confirmation by the broker
- For cryptocurrencies, excerpt from crypto wallet stating as minimum current funds held and crypto + history of previous fund instalments for at least the amount transferred to bunq account or preceding 12 months is required
Crypto / Forex traders & investors
Accepted documents (not older than 3 months)
- Share with us the main purpose of having this crypto account (eg. long-term investing, day-trading, other)
- If you have a Fiat Wallet, provide us with a proof of ownership of your fiat wallet showing that the IBAN XXXXXXXX is in your name ( your name and email address need to appear in the same statement/screenshot )
- If you don't have a Fiat Wallet, provide us a with statement or screenshot of your transaction history, proving that the payment was made from your own crypto account (your name and email address need to appear in the same statement/screenshot)
- Statement or screenshot of your crypto or forex platform’s transaction history showing the exchanges from crypto to fiat (EUR) and vice-versa
- Statement or screenshot of your transaction history showing the transactions (trading, deposits or withdrawals) with this/these cryptocurrencies.
- Latest tax report including crypto or forex related paid taxes ( if profit is over 50,000.00 EUR)
- For other types of investments, provide a statement from your investment account with your name and the total amount invested/the total amount of stocks
Real Estate
Accepted type of sources
Accepted documents
- Written documents
- Sale / purchase contract
- Rental agreement
Gambling and lottery
Accepted type of sources
- Casino
- Betting and online gaming wins
Accepted documents
- Evidence from lottery, betting and online gaming provider for the win
- Latest tax report including the reported income
Savings
Accepted type of source
- Savings accounts
- Retirement accounts
Accepted documents
- Extract / statement from savings account from a financial institution with your name on it
- An overview of the retirement account with your name and the total balance
Dividends from a company
Accepted documents
- A contract specifying how often should you receive dividends and how much
- The latest tax return of the company
Offshore accounts
Accepted documents
- A statement from the offshore institution stating the total balance of the account, the source of funds on the account, and the details and location of the offshore institution
Movable property
Accepted documents
- Proof of ownership of the movable property (vehicles, art, expensive jewellery)
Ownership interest or participation
Accepted type of sources
- Annual tax reports
- Contracts with the entities
- Official entity statements with all the basic relevant information about them (activities, date of incorporation, management, etc)
Accepted documents
Companies
✅ Latest annual tax report of each one of those companies
Offshore entities
✅ An official statement with the details of the entities, the location of the entities, and the activity of the entities
Trusts
✅ Your contract with the entity where we can see the details of the trust, its beneficiaries, the beginning date, and what are you entitled to from this entity according to the contract
Foundations
✅ Your contract with the entity where we can see the details of the foundation, its beneficiaries, the beginning date, and what are you entitled to from this entity according to the contract
Debts and liabilities
Accepted type of sources
Accepted documents
- Contract for the loan or credit
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