Hey bunqers 🌈

For safety reasons, sometimes we need to ask for additional information on how you generate your funds or their source. Worry not - it's a standard procedure which is pretty common for all banks. This helps us to protect the banking world from fraudsters and keep you secure while you use your favorite app 💪

What’s the information required?

Please provide us with:

your source of income;
your average monthly income;
the maximum amount of funds you expect on your account;
a valid proof for your source of income.

We may also request information for reason and supporting documentation for specific transaction(s). The listed documents below are also applicable for single-transaction inquiries.

What’s a valid proof for source of income?

This is a document that helps us understand where the funds on your account come from, so we can keep everyone in the banking system safe. The document can differ depending on your situation. You can find examples of the documents we accept below. Please, keep in mind the following:

As sufficient proof we don't accept images of your workplace, electricity bills or any other unrelated objects to the inquiry.
The document should be preferably in PDF format 📄
You have 14 days to submit the information in the app. If you fail to do so, the access to your account will be restricted until further reply from your side with the sufficient documentation.

You can send us either of the below documents (which prove minimum 500.00 EUR of your income). Select a document to view more details about it 👍

Employment

Accepted type of sources

Salary
Bonuses
Reimbursement of expenses
Other

Accepted documents

Employment contract stating the salary
Salary slip for at least one month after the contract is issued
A written confirmation of annual salary signed by the employer
Bank statement
Reimbursement approval document
Bonus Assignment document
Other

Self-employment

Bank statement from separate bank account (for your self-employment income and business receipts)
Annual Tax Return (most recent one)
Profit and loss statements
Online payment records
Employed Pay Stubs / Paychecks
Other

Influencers / Content creators

Proof of Sponsored Posts, Brand Partnerships, Ads - via bank statements, tax returns, online payments records

Accepted documents (not older than 3 months)

Bank statements
Tax returns
Online payments records
Account statement from Google AdSense

Inheritance

Accepted type of sources

Bequests
Gifts
Other

Accepted documents

Written confirmation by notary or lawyer
Official extract from wills register
Certificate of inheritance
Certificate of succession
Will
An original or certified copy of the probate

Gift / Donation

Accepted documents

An original or certified copy of the grant

Investments

Accepted type of sources

Dividends
Interest payments
Sales of shares

Accepted documents

Investment contract
Excerpt from investment account stating held instruments and volume
Certificate/coupon for dividends payment
Written confirmation by the broker
For cryptocurrencies, excerpt from crypto wallet stating as minimum current funds held and crypto + history of previous fund instalments for at least the amount transferred to bunq account or preceding 12 months is required

Crypto / Forex traders & investors

Accepted documents (not older than 3 months)

Share with us the main purpose of having this crypto account (eg. long-term investing, day-trading, other)
If you have a Fiat Wallet, provide us with a proof of ownership of your fiat wallet showing that the IBAN XXXXXXXX is in your name ( your name and email address need to appear in the same statement/screenshot )
If you don't have a Fiat Wallet, provide us a with statement or screenshot of your transaction history, proving that the payment was made from your own crypto account (your name and email address need to appear in the same statement/screenshot)
Statement or screenshot of your crypto or forex platform’s transaction history showing the exchanges from crypto to fiat (EUR) and vice-versa
Statement or screenshot of your transaction history showing the transactions (trading, deposits or withdrawals) with this/these cryptocurrencies.
Latest tax report including crypto or forex related paid taxes ( if profit is over 50,000.00 EUR)
For other types of investments, provide a statement from your investment account with your name and the total amount invested/the total amount of stocks

Real Estate

Accepted type of sources

Property sale
Rent

Accepted documents

Written documents
Sale / purchase contract
Rental agreement

Gambling and lottery

Accepted type of sources

Casino
Betting and online gaming wins

Accepted documents

Evidence from lottery, betting and online gaming provider for the win
Latest tax report including the reported income

Savings

Accepted type of source

Savings accounts
Retirement accounts

Accepted documents

Extract / statement from savings account from a financial institution with your name on it
An overview of the retirement account with your name and the total balance

Dividends from a company

Accepted documents

A contract specifying how often should you receive dividends and how much
The latest tax return of the company

Offshore accounts

Accepted documents

A statement from the offshore institution stating the total balance of the account, the source of funds on the account, and the details and location of the offshore institution

Movable property

Accepted documents

Proof of ownership of the movable property (vehicles, art, expensive jewellery)

Ownership interest or participation

Accepted type of sources

Annual tax reports
Contracts with the entities
Official entity statements with all the basic relevant information about them (activities, date of incorporation, management, etc)

Accepted documents

Companies
✅ Latest annual tax report of each one of those companies
Offshore entities
✅ An official statement with the details of the entities, the location of the entities, and the activity of the entities
Trusts
✅ Your contract with the entity where we can see the details of the trust, its beneficiaries, the beginning date, and what are you entitled to from this entity according to the contract
Foundations
✅ Your contract with the entity where we can see the details of the foundation, its beneficiaries, the beginning date, and what are you entitled to from this entity according to the contract

Debts and liabilities

Accepted type of sources

Loans
Credits

Accepted documents

Contract for the loan or credit

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