Hey bunqers 🌈
Want to learn more about the Easy Savings plan? You’re in the right place! Let’s dive into the Easy Savings FAQs 🚀
What's the difference between a Savings Account and Easy Savings?
Easy Savings is a plan that’s perfect for people who want to get a return on their savings without any effort: High interest. Zero fees. You can learn all about our Easy Savings plan here
Savings Account is a feature in the bunq app that’s available in our other plans (Easy Bank, Easy Bank Pro and Easy Bank Pro XL): it’s a type of sub-account that enables you to save money easily. It even lets you save money automatically while you enjoy your banking experience around the world. Learn more about it here
How is Easy Savings different from the other plans?
Easy Savings is a free plan for people who want to get a return on their savings without any effort. You get a high interest rate of 1.56% (2.46% for 🇳🇱 Dutch, 🇮🇪 Irish and 🇪🇸 Spanish residents) and 4.01% for 🇩🇪 New users with German residence (1.56% after the first 4 promo months) on your Personal Savings Accounts and 1.05% on your Business ones, without any fees! Of course, all these benefits of holding your money are also included in Easy Bank, Easy Bank Pro and Easy Bank Pro XL ✨
You can see all of the cool plans we currently provide here
Who can use Easy Savings?
Everyone who can use bunq can get Easy Savings, as explained here 🎉
Is my money insured?
Of course! All funds on your Easy Savings account are covered up to €100,000.00 by the Deposit Guarantee Scheme of the Dutch Central Bank.
What’s my interest?
- For 🇳🇱 Dutch, 🇮🇪 Irish and 🇪🇸 Spanish residents: 2.46%
- For 🇩🇪 New users with German residence, who signed up between March 12 and May 6, 2024: 3.50% for the first 4 months, afterwards: 1.56%
- For 🇩🇪 New users with German residence, who signed up on/after May 7, 2024: 4.01% for the first 4 months, afterwards: 1.56%
- For 🇩🇪 New users with German residence, who signed up between February 15 and March 11, 2024 you’ll receive 4.50% during your first 4 months, and 1.56% thereafter.
- For 🇪🇺 Rest of the EEA residents: 1.56%
Further information can be found here.
Do I have a card in my account?
As an Easy Savings user, you have the convenience of using your Free Credit Card without needing to transfer funds to a different bank - it's all seamless 🎉
Your Free Credit Card will be automatically displayed as a tile on your Home screen for easy access. If you're interested in finding out more about this Free Credit Card, check this topic.
Is there a maximum or minimum deposit?
No, the amount of the deposit is up to you!
Is deposit holding fee applicable?
As of December 1, 2022, bunq will no longer be charging safekeeping fee at all! Check more here
When and how can I withdraw my funds?
You can see how here 🙌
Related topics
Want to learn more? Explore more bunq knowledge here ✨
