Hey bunqers 🌈
Want to learn more about the Easy Savings plan? You’re in the right place! Let’s dive into the Easy Savings FAQs 🚀
- What's the difference between a Savings Goal and Easy Savings?
Easy Savings is a plan that’s perfect for people who want to get a return on their savings without any effort: High interest. Zero fees. You can learn all about our Easy Savings plan here
Savings Goal is a feature in the bunq app that’s available in our other plans (Easy Bank, Easy Money and Easy Green): it’s a type of sub-account that enables you to save money for a specific goal. It even lets you save money automatically while you enjoy your banking experience around the world. Learn more about it here
- How is Easy Savings different from the other plans?
Easy Savings is a free plan for people who want to get a return on their savings without any effort. You get a high interest rate of 0.09% on your savings, without any fees! Of course, all these benefits of holding your money are also included in Easy Bank, Easy Money and Easy Green. ✨
You can see all of the cool plans we currently provide here
- Who can use Easy Savings?
Everyone who can use bunq can get Easy Savings, as explained here 🎉
Of course! All funds on your Easy Savings account are covered up to €100,000.00 by the Deposit Guarantee Scheme of the Dutch Central Bank.
You get an interest rate of 0.09% on your deposits up to €10.000,00 (9 times higher than traditional banks). At bunq we call this MassInterest. You can learn all about MassInterest here
- Can I connect a card to my account?
No, the Easy Savings plan doesn’t come with a card. However, keep in mind that you can always withdraw your savings by using a regular SEPA transfer. See how to make one here 🙌
- Is there a maximum or minimum deposit?
No, the amount of the deposit is up to you!
- Is deposit holding fee applicable?
In order to keep your savings safe and sound, a deposit holding fee is applicable to deposits of €100,000.00 or more. You can learn how the deposit holding fee works here
- When and how can I withdraw my funds?
You can withdraw your savings from your account whenever you want. You can do so by simply transferring your funds to another bunq account, counter account or making a SEPA transfer to a different IBAN. Keep in mind that you have a maximum of three withdrawals per month.
Want to learn more?
Explore more bunq knowledge here 🌈