Hey bunqers 🌈,

We’re introducing: bunq Free! The bank account with all the essentials to get you started✨

What are the benefits of bunq Free?

  • Planting trees 🌳 as you go 🏃‍♀️ - with every €1,000 spent with your cards, you plant a tree, helping you offset your CO2 footprint 🍃
  • 🎉 No monthly costs
  • 💳 Virtual Card: We added a Virtual Card to your bunq app that you can use instantly with Apple Pay or Google Pay. So when you’re ready to spend some of your savings, or other money, you’re free to do so! We will not charge you any fees or interest.
  • 💸 A combination of 3 Bank Accounts: Savings Account, Multi-currency Savings, Multi-currency Bank Account, or a regular Bank Account.
  • 🏦 Switch Service: Make bunq your main bank.
  • 📈 Stocks - Use the bunq app to invest on the go. You can get started with as little as €10.
  • 🖥 bunq Web
  • 🤳 Tap to Pay: accept card payments with your phone.
  • ✈️ eSIM - Save up to 90% on roaming costs.
  • 💲 MassInterest, paid weekly, on your savings up to €100.000:
    • For 🇪🇺 EEA residents, up to 2.51% (see full details here).
    • For Personal accounts saving in 🇺🇸USD and 🇬🇧GBP: Annual variable rate of 3.01%
  • 🚀 Withdrawals (up to 2 times a month)
  • 👯‍♀ Joint account
  • ⏰ Scheduled payments
  • ⚡️Instant payments
  • ➡️ bunq.me requests
  • 📱Apple & Google Pay
  • ⏰ (Instant) IBAN to IBAN transfers
  • 🌍 Foreign currency payments
  • 👤 iDIN
  • 0️⃣ ZeroFX: Up to €1,000 per year.
  • ✅ Auto Accept
  • 🆓 Freedom of choice
  • 💯 24/7 Support
  • 🔔 Instant notifications
  • ⛑️ Deposit Protection
  • 👤 Biometric ID
  • 🗃️ Director access, for free access to your company bunq account
  • 👥 Group Expenses

Business account benefits

  • 💸 A combination of 3 Bank Accounts: Savings Account, Multi-currency Savings, Multi-currency Bank Account, or a regular Bank Account.
  • ⚡️Instant payments: €0.13 per transaction
  • 💼Business Cashback: Get up to 0.5% back for eligible credit card payments
  • Business Card Benefits: Get exclusive discounts on tools to grow your business.
  • 🤳 Tap to Pay Accept card payments with your phone.
  • 💳 Virtual Card: We added a Virtual Card to your bunq app that you can use instantly with Apple Pay or Google Pay.
    • 💲 MassInterest, paid weekly, on your savings up to €100.000:
    • For 🇪🇺 All EEA residents with Business accounts: 0.75%
  • 🌍Foreign currency payments
  • 0️⃣ ZeroFX: Up to €1,000 per year.
  • 🧑‍💼 Director Access: Easily provide access to all company directors.
  • 💯 24/7 Support
  • 🌳 Plant trees - with every €1,000 spent with your cards, you plant a tree, helping you offset your CO2 footprint 🍃

As for billing of your account the following fees are applied:

  • iDEAL, Bancontact top ups: free for bunq Free, €0.11 per topup for bunq Free Business
  • Digital bank export statements: free for bunq Free Personal, €0.11 per statement for bunq Free Business
  • Credit card top ups: 0.5% for EEA cards or 2.5% for non-EEA cards (first €500 free per month)

How can I get a bunq Free plan?

You can simply choose bunq Free as your plan during your 5-minute signup.

To get a bunq Free account while being an active bunq user, simply change your plan via the app by clicking here or following the steps here 🌈

And what about billing?

The bunq Free plan is free 🙌

For a detailed overview of our pricing, check out our pricing sheet

How is bunq Free different from other bunq plans?

bunq Free is the perfect plan with all the essentials to get you started! Simply download the app, set it up in just 5 minutes and deposit any amount you like. You can also withdraw money up to 2 times a month and you even get a little taste of how bunq makes life easy.

Of course, to truly experience life without the hassle of money admin you can always upgrade to bunq Core, bunq Pro or bunq Elite in seconds. All the benefits of bunq Free apply to our other plans as well. ✨

You can see all of the cool plans we currently provide here

Want to learn all about bunq Free?

Visit our FAQ page here 👀

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