• Developers

  • Rabobank blocked my dads account after he used my bunq.me link

So my dad transferred €200 to me using my bunq.me link. Rabobank completely blocked his bank account, and couldn’t pay anyone anymore. Even his card was disabled. Weird right?

    @Matthijs-Violet-Wolf#256582 I never experienced this! Sometimes my friends also pay me payment requests over €200 from Rabobank accounts without any issues. Unfortunately, this problem lies with Rabobank; their automated scam/fraud check is too strict. Has your dad contacted Rabobank to unblock his account?

    Here's a screenshot from one of my payment requests from a few weeks back. None of my friends using Rabobank had any issues:

      I had €500+ transferred using a Bunq.me link from a Rabo account and had no problems either!

        It happened to me as well with my own Rabobank account when I transferred my money to bunq. ⚡️

        They said it was an automated system doing this to “protect” me, but it only seem to happen with bunq. (I find it a bit discriminatory.) 🤷🏻‍♂️

        It is usually resolved within a workday, but it is highly inconvenient in the meantime.

          @Andrey#256603
          I agree... discriminatory and probably a "trick" to prevent or making more difficult for their customers to move away to a fin tech bank like bunq.
          Just my thoughts.
          GG

            Het lijkt voor geautomatiseerde fraude-systemen lastig om “goede” en “kwade” overschrijvingen te onderscheiden. De (Rabo)bank stopt er een aantal regels in waar op gecontroleerd wordt, vervolgens stopt het systeem de betaling, en soms blokkeert het de hele rekening. Ik ga er van uit dat Rabo dit gebruikt om hun regels te optimaliseren. Maar vervelend is het zeker als je rekening ten onrechte geblokkeerd wordt. Ik denk dat het komt omdat Bunq in meerdere landen in Europa actief is, wat voor fraudeurs aantrekkelijk kan zijn.

              a year later

              happened to me too. Friends transferred €1000 to my bunq account and as a result their RABO account was blocked. after inquiries the bank said: It was a nice round sum to a bunq account. that is suspicious. it is more than weird.

                Write a Reply...