Heiko-Hartwig Obviously I'm not a German lawyer. Being old does not mean you have to follow the current rules. IBAN is wrong. "I mean, this whole topic is filled with the words" We have been doing this for 30 years.
Just because there is freedom of contract that does not mean you can not get any account to <insert favorite minority here> saying that you just choose not to enter into contract with them.
As far as I understand the European regulation it says companies can not refuse your Dutch IBAN in Germany If They use this IBAN for direct debits. SEPA country that you want.
The screenshot clearly shows you the IBAN so Postbank can do a direct debit on the entered account. So they have to accept all IBANs.
Of course I'm not a German lawyer. Being old does not mean that you do not have to abide by the rules that apply. I mean, this whole subject is filled with answers from companies that say, "We've been doing this for 30 years, so our path is right and your new dangerous IBAN is wrong."
Just because there is contract freedom does not mean that you can get away with just saying <insert a favorite minority here> that you just can not contract with them.
As far as I understand the European regulation, it is said that companies can not refuse their Dutch IBAN in Germany if they use this IBAN for direct debits. You have the right to select your bank in another SEPA country that you want.
The screenshot clearly shows that you must enter the IBAN so that Postbank can charge the entered account. So you have to accept all IBANs.