@New-Emerald-Porcupine-3047921274#265183 The Maestro card is indeed a debit card.

The Maestro card îs indeed a debit card

Rabobank

@thijsoost#265185 Then it's a debit essentially. Anywhere that accepts MasterCard will accept both so that isn't a good reason.

Establishments being able to put a hold on your account is only a downside really when it puts it hold on your actual funds,

And spending money you don't have yet but will have when you get paid an the end of the month is kinda the whole point of credit cards (when used properly)

Not to mention any rewarded like cash back, points collections (to spend on the cards store or in the likes of Amazon)., collecting points toward an airline account you might have (like avios).

So with all that said, what exactly she the benefits to a credit card that's not really what compared to literally every other credit-card in the planet?

Why couldn't, for example, the "credit cards" have a limit of the monthly salary that Bunq already knows whom and set as it does now we a fallback. Then you can't spend money you don't have (yet) but can actually use it like a on almost proper credit card, since apparently the app just lies about your balance anyway?

Cashback wad an example. And the UK (while in the EU offered it so it's not just an American thing)

The interest is only accrued on one of many (if you have the option) accounts. Not the entire balance of your whole account, so this is a pretty pointless response.

And as you well know, the Netherlands doesn't really do credit cards, I had to cancel my AMEX gold card when I moved here because no where accepted it and even MasterCard is barely accepted outside of Amsterdam (maybe Utrecht and other larger cities too) so the passive aggressive suggestion to switch banks is not exactly in good faith

Oh and what are the benefits of it being a pretend credit card but with all the utility of a real one removed. I did ask but notice that question must have slipped your notice

On one of many accounts not your entire Bunq balance (so hardly much of a benefit) and I've never seen a terminal that only supports MasterCard credit. In fact the only seriously the seen they only credit one card are the Maestro ones.

So that's, no benefits other they being able to use a card outside of the financially backwards countries of the Netherlands and Belgium. Which is useful. Thanks

@Declan-Lime-Unicorn#265248 You haven't seen any a terminal that accepted MasterCard Credit but declined MasterCard Debit? Have you ever rented a car or booked an expensive hotel room? 🤣😂🤣😂
Theoretically, they shouldn't decline Debit MasterCards, but a lot of them do it.

@New-Lilac-Sloth-1702461962#265253 That's not what I said,I said I've never seen a terminal that only accepts MasterCard credit. It they do they they also take visa and often AMEX too.

And yes I'm going to St machine Lane, again, next month which is a very expensive hotel in London. So best not to just assume and then laugh at your own (punching down) attempts and jokes.

Does the Viceroy hotel in Abu Dhabi (the one with the f1 track) count? The Armani hotel in the Burj Khalifa?

I could go on but I think I've made my point

Since comments under this post no longer contribute to the community’s positive atmosphere by being respectful but are becoming more negative, disrespectful and hateful, and because the comments are becoming off-topic, I've decided to close this thread, following our community guidelines. Thanks for understanding.