Thijs
I disagree: using savings accounts is a way of budgetting by putting money in an account until you need it, yielding some interest in the meantime. As Bunq is all about budgetting I would expect more flexibility to allow users to actually do that.
Also, the max number of 2 withdrawals applying to the combination of shared and private accounts is just nonsense.
At Knab (my previous bank) they distinguished between flexible and more long term savings accounts, the latter yielding a higher rate. Perhaps this is something that could be looked into.