• Ideas General

  • Remove savings account withdrawal limit

Hello bunq,

please remove the withdrawal limit of 2 for savings accounts or raise it for Easy Money and Easy Green. This is such a silly feature and it makes me feel not very free at all anymore at the bank of the free.

I am more than willing to pay a premium for your great product but this is really annoying and even more, when you discover that this limit is for ALL saving accounts within the current month. Other classic Banks offer you more freedom and flexibility on call money accounts than bunq. This alone should really show that your decision is very strange.

Thank you.

    11 days later

    Agreed, this would be a very nice and logical thing to have seeing other banks offer this without any additional costs.

      @KlaasJaleesa#277426 The limit was put in place so bunq is able to offer the high interest rate. Without the limit, the interest will be lower

        I would suggest to pay interest on all accounts.

          @Steffan#277506 That would be possible, but then the interest would be way lower

            Het lijkt mij niet nodig om te opnamelimiet bij een spaarrekening te verhogen. Het idee achter een spaarrekening is dat je spaart. En als we hierdoor een hoge rente krijgen mag het best zo blijven. Wanneer ga je nou meer dan 2x per maand geld opnemen?

              @Sefa#277510 Ook precies hoe ik er in sta. Als je vaker dan twee keer per maand geld van een spaarrekening moet halen, gaat er iets mis.

                No thanks, I prefer the higher interest rate and lower withdrawals. It’s called savings for a reason isn’t it ?

                  We'd like to always provide the best possible MassInterest 🌈 To be able to make this happen, and classify an account as a Savings Account, certain characteristics such as the 2 withdrawals per month need to be respected 🙏 However, we always aim to learn form your feedback so we'll see what we can do to make the Savings Accounts fit your needs even more 🙌

                    ik heb er geen moeite mee, heb in het algemeen enkel geld op staan wat ik niet meteen nodig heb. in het geval kan je altjd de spar sub omzetten naar een gewone rekening, en weer een spaar sub openen. iets wat omslachtig maar te doen.

                      2 months later

                      @thijsoost#277511 no I had the same problem because a friend send the money to the wrong sup account. I had to sort it to the right ones.

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