What MassInterest rate applies to me?

bunq

Hey bunqers 🌈,

You can count on us to always give you the best possible interest on your savings. Although the European Central Bank has lowered interest rates recently, we are now introducing a bonus interest rate to reward extra savings.

See how this applies to you below:

What MassInterest rate applies to me?

Personal Accounts

For 🇪🇺 EUR Savings Accounts

You can earn an annual bonus MassInterest on your savings all year long when you save more than your personalized starting point, called a "threshold." This threshold is based on the highest amount you saved in your account over the past 6 months. It gets calculated twice a year - on January 1 and July 1.

Here’s how it works:

You earn an annual base interest rate, currently 2.01%*, on savings up to your threshold.
If you save more than your threshold, you’ll get the current annual bonus rate of 2.67%* on the extra amount.

If you didn’t have any savings in your account or if you've just joined bunq and opened a Savings Account during the 6-month period before the threshold calculation, your threshold will start at €0. This means you’ll receive the current annual bonus rate of 2.67% on all savings until the next calculation.

* The base rate and the bonus rate are variable and are subject to change.

For 🇺🇸 USD and 🇬🇧 GBP Savings Accounts:
- Annual variable rate of 3.01%*

* The USD and the GBP rates are variable and are subject to change.

Business Accounts

For 🇪🇺 All EEA Residents:
- Annual variable rate of 1.05%*

* The business interest rate is variable and is subject to change.

For 🇺🇸 USD and 🇬🇧 GBP Savings Accounts:
- Annual variable rate of 2.3%*

* The USD and the GBP rates are variable and are subject to change.

Further information about Multi-Currency Savings Accounts can be found here.