KeesRookie
bunq : Bank or Casino ?
The bunq Bank of the Free is a great alternative to the conservative banking in Europe.
The bunq fills a gap that I sympathize with and I feel great to use it.
There are however a number of drawbacks which have raised my eyebrows in the past months.
Wheel of fortune ? I will go to a casino to play Russian roulette, not to a bank.
25 sub accounts ? Not for a private person like me. Too many is too much.
Scan invoices ? Why bother keep me informed as I do not even have a business account, just a private person.
The many possibilities which are not applicable to my use are disturbing.
Green trees are great if you are interested, but starts to bother if they show up to you every day.
Accumulated interest over the first 2 weeks before bunq update 23, had disappeared. It was not paid on my next payday. It was gone. Only with interference of a bunqer and a lot of miscommunication, the error was manually corrected. Bank or Casino ?
When asking Support in the app, a reply is given by the bunq bot. The reply is mostly not related to the question. The promised reaction by a real person "within 1 day" is not kept.
Basically my request is: to keep bunq simple and clear and transparent.
Focus on tailor made for each individual use, instead of using the app as a place to dump general information to the customer, that is not relevant for his/her use of the facilities.
After all it is a Bank to which you trust your money matters, with confidence.
When simplicity, creativity, confidence, reliability, transparency, and individuality are the colors of the bunq bank flag: the future will be great !