What are Virtual Cards and how do I create one?

bunq

Hi bunqers 🌈

bunq Virtual Cards are digital Mastercard Credit or Debit Cards that you instantly create and use for any purpose. Link them to different Bank Accounts for full control over your budget, or just use them when shopping online to keep your physical card’s details safe. bunq Pro and bunq Elite users can enjoy up to 25 free Virtual Cards, while bunq Free and bunq Core users get 1.

Wondering how to add a Virtual Card? Check out the steps below:

Virtual Credit Card

Go to Home Tab
Tap on 🟣 + Add
Tap on 🔵 Add Card
Choose Virtual Credit Card
Tap on Order Virtual Credit Card
Done ✨

Virtual Debit Card

Go to Home Tab
Tap on 🟣 + Add
Tap on 🔵 Add Card
Choose Virtual Debit Card
Tap on Order Virtual Credit Card
Done ✨

Keep your Virtual Card's info secure with a rotating CVC

What happened to Virtual Cards? They’re still alive! But from now on we’ll call them Virtual Card! With your Virtual Card you can pay safer online, not worrying about your card info. Why? Now you can have your Virtual Credit Card’s details automatically refresh every 5 minutes if you enable Automatic regenerate. You can do so by following these easy steps:

Go to Home
Click on Cards
Select the Virtual Card
Tap on the CVC code
Choose to automatically regenerate or change it manually

Can I get an extra Virtual Card?

From now on, the Virtual Card limit is increased! If you have a bunq Pro or bunq Elite plan, you have 25 Virtual Cards included for free. We heard your feedback that 25 Virtual Cards aren’t enough for your needs. Therefore we decided to add a package of extra 25 Virtual Cards for you! You can grab the package for €19.99 per month! 💳

Keep in mind that you can own up to 100 Virtual Cards in your account (cancelled/deleted Virtual Card do count towards the limit) 🙌

When does my Virtual Card expire?

The Virtual Card expires 4 years after its order date. However, 1 month prior to your Virtual Card’s expiry, we’ll make sure we automatically extend the expiry date for another 4 years.

Does my Virtual Card have a PIN?

Virtual Cards don't come with a PIN. To make payments, you need to add the card to your Apple or Google Pay and proceed with the payment via your digital wallet. Typically, PIN is not required for these kinds of transactions.

How can I add my Virtual Card to Apple Pay?

Adding your Virtual Card to Apple Pay is fast and simple, just follow the fast steps explained here 🍎

How can I add my Virtual Card to Google Pay?

Adding your Virtual Card to Google Pay is easy and rapid, just follow the fast steps explained here 🤖