I used PayPal alot (when I didn't had Mastercards), but now I notice I use less PayPal, but do use more of the Mastercards, don't know why exactly. I do prefer using the creditcard over the debit Mastercards however, just because i'm lazy and I use that end of the month statement of my creditcard to book everything in YNAB at once.
AND to get money from friends/family I prefer bunq.me. Really easy to share links with the amount everyone has to pay.