@JeroenE#70839 Woahhh you’re right. That’s really really shady. If I encountered that I’d instantly report it to the bank as a phising attempt. It looks like you’re de facto granting full access to the account! That’s insane.

@JeroenE#70839 Isn‘t this kinda like Sofort works for most banks? Bunq has this nice QR-code integration but for German banks you normally have to enter your login details on the Sofort website. And the banks are actually not allowed to block them.

@Jakob#70854 I don't know why German banks allow this for Sofort (nor why German people accept this). For Dutch banks this is not allowed at all. If you type in all the codes than an imposter can empty your entire account. This is why all Dutch banks have iDEAL to make online payments from your bank account. This runs through your normal bank site so you never type in the information on the site of the merchant.

@Jakob#70861 Sure, but I don't think any of the European regulations state that you have to give your own credentials to a third party to be able to do this.

It's like saying that you have given your card an pincode to someone else to buy an icecream. But now they've emptied your account and you want the bank to refund your money because that person committed fraud.

@JeroenE#70877 I'm just saying that this seems to be the way the German government interprets the regulation, as they explicitly mention "Sofortüberweisung" (older name of Sofort) as an example in their text.

I definitely agree that passwords and the like should never be transmitted to a third party.

@LH-Black-Wolf#70828 Yes they don't. I play a lot at bookmakers betting on sports and that's where I encounter the problem. I tell them the debit card cannot receive any payments and they tell me to first let the payment bounce and then they can help me further.

If more anoying is that some bookies lose track of the money after Bunq refuses the payment. Have one withdrawal I am waiting for a full month.

@YTL#70441 Hoezo kun je bunq niet als hoofdbank gebruiken zonder een bank-up bank? Wat je zegt is per definitie niet waar. Bunq is een normale bank met een banklicentie.

@JohnDo#71415 hmm, als die tweet klopt dan gok ik dat voor hun pay-in product, trustly net als sofort/klarna de bunq qr code gaat tonen, als bunq wordt toegevoegd aan deze betaaloptie natuurlijk.