After reading up on the discussion about the Massinterest cap within a pack (and asking some questions privately - thanks for the clear answers from bunq!!!), I thought it would be a nice feature in line with the freedom of choice principles, when a pack owner can set the distribution of the Massinterest caps amongst the different pack members. In this way, the cap could be lowered for a pack member that doesn’t keep a high balance, and raised for those members that keep more money in their accounts. The only thing that needs to be worked out is how often you can ‘switch’ or perhaps even leave that up to the pack owner and dampen the urge to switch continuously by ruling that the cap is lowered to ZERO on every day a re-distribution is set up.

I am very curious about bunq’s thoughts on this request, both concerning technical possibilities and how bunq views this from a business-case standpoint.