Hey bunqers 🌈

For those occasions where paying by card isn't possible, bunq Pro & bunq Elite users are free to make 6 ATM withdrawals per month at no extra cost, the next 5 thereafter cost just €0.99 each. After that, ATM withdrawals cost €2.99 each. bunq Core users can make their first 5 ATM withdrawals for just €0.99 each. After that, ATM withdrawals cost €2.99 each.

For those using the bunq Free plan, please note that withdrawals are only possible on ATMs supporting Apple Pay and Google Pay. Each withdrawal will cost a fee of €2.99.

Check out our pricing sheet for more information.

ATM fees

Besides the possible charge from bunq, ATMs can have their own fees. These fees can differ, depending on the policy of the ATMs bank. The ATM will give you a message on the screen to inform you about the amount of the withdrawal fee. It's always good to keep an eye on this before accepting the withdrawal.

ATM withdrawal limits

Personal Users

Account verified less than 3 months ago: €250 per calendar day, per person.
Account verified longer than 3 months ago: €1000 per calendar day, per person

Business Users

default limit: €1000, per day
maximum limit: €1000, per day

Keep in mind that the ATM may charge its own transaction fee or have its own limit (e.g. some ATMs in the Netherlands don't let you withdraw more than €250/300 per day).

Three top tips regarding ATMs

Make sure that the ATM you want to use accepts Mastercard
When withdrawing cash at foreign ATMs, always choose the local currency of the country you are in when the conversion options appear
Safety first! Always check your surroundings at the ATM for any suspicious behavior and shield your PIN when you enter it

What about Credit Cards?

Our credit card users are able to use their cards at all ATMs around the globe and the only possible invoicing per ATM transaction is mentioned above. No hidden costs, no FX charges, no messing with you or your money.

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