I think bunq Joint should be considered an in between option for Premium and Pack; people asked a lot to be able to share the subscription and they claimed they could do with the features of a single Premium subscription. I think the limit on the amount of cards is a gentle push towards the full Premium plan (which brings in more money) or a Pack (which brings in more customers before it becomes “cheaper”). I do also think bunq is making the subscription model overly complex at the moment.
In the past you had pay-per-use; this was considered “too complex”; it was replaced by a single membership, one price to get it all. Fine! 😁 That was very clear, I either pay Premium (€7,99/mo) or I do not have the (latest) features. Then Pack came, some kind of discount model when you find a group of bunqers, fine as well, I could see how it worked easily, as it is basically 4x Premium for less money. But now bunq Joint appeared. Did you by the way notice the nameclash between the membership name “bunq Joint” and a feature within the product “Joint Account”? But Joint is somewhere in between, but still not completely,.. I just.. don’t know where to place it really. And I know bunq, but I talked to multiple people and they are now getting confused by all the options.. I’m starting to doubt; is the current subscription model / memberships truly better than the pay-per-use model that was used before? 🤔🤔
