Besim then, depending on the situation, bunq may start a debt collection process, which is typically something you want to avoid. bunq sends you a monthly invoice for their services. Everything that falls outside the (free) membership will be charged via an invoice on a monthly basis. This is how many services work. bunq can however charge you directly as they offer banking services. The same thing happen with the subscription fees in case you have a paid plan at bunq. Nothing weird about that. 🙂