BryanAce
- Edited
First off: I really like bunq. It's my main bank, got my girlfriend to join into a joint subscription and after that I got my parents to switch to bunq as well.
However, with today's changes I find it harder and harder to recommend bunq to others. I am personally affected by these changes, as my joint subscription has been terminated and changed to 2 times premium, with a 3 months grace period.
That's lovely, but article 40 of the terms and conditions state that "In some cases, we may want to terminate the agreement from our side. For example, in case we would stop offering bunq or your type of accounts in the future. We can terminate with two months’ notice." I don't have a legal degree, but announcing to discontinue the joint subscription and terminating it immediately is not 2 months notice.
Now back to the poll:
You guys set out a poll to ask users their opinion:
Therefore the question is simple, would you:
A) Keep everything as it is today, with all the complexities of for example Joint.
B) Favor planting trees with all your cards, and have a simple subscription model
In all topics I see bunq replying that an overwhelming 81% of the community chose option B: to go green and simplify the subscription model.
That seems fair. But how many people actually voted? How many people actually realized their subscription would be terminated within one week? Did people chose B because they wanted to plant trees or because they wanted to simplify all the subscription? Can you be transparent about this?
And last but not least, why is communication always such an issue? The replies you make in the other topics make it almost looks like you guys decided to do this at an after work drinks session and just see how it goes... Please announce stuff like this an forehand and try to think from the customers point of view when doing so, instead of your own.
I'm not asking to change to world or to end world hunger, but just try to put some effort in communication. A bank is essential and the people that use it need to feel they can trust the bank.
Don't worry, I won't leave bunq. I like the features too much, but please be more transparent.
Ps. Of course, great respect to the community moderators in facilitating all the discussions.