For me, everything I do I do financially, I do that together with my wife. So any account we open should be open for the both of us by default. I don't want to search through a long list of vague business contacts that happen to be on phone, to find my wife, to be able to share the account with her, which is what I always want, and hope it's not someone else with the same name.
My kids are still young, but as soon as they will have their own phone, I want to let them have an account as well, which I can (partly) control until they are old enough. If this well supported, I'm sure they will continue to be valuable Bunq-members when they pass the age of 18.
So I guess I want to configure a family, with various roles. Like 'partner' of 'fellow contract owner', 'child with no privileges' and perhaps 'child with some privileges'. But especially a partner. And the child should be a child of both of us. In case something happens to one of us, the other should be able to access any configuration as well.
'Pack' is all fine and all, but I'm not going to share anything financial with someone that's not in my family. No matter how it's all legally sealed off.
Finally, it shouldn't be more than twice as expensive than competitors, so I can also convince my friends to do the same and automate their book keeping as well.