• Additional questions about bunq +1

@bunq#159473 hello if I'm choosing bunk+ for adding my conjoint. My Iban will have our both name? Or only my name? Or will we have too différents Iban?
Thank you

    @L1s4#159896 when you add a +1 a new bank account will be created with a new IBAN... this bank account will be on both names since both you and the +1 will be legally the owner.

      @L1s4#159896 Hi there! Both users are owners/creators of the account so your two names will be on it :)

        @bunq#159881 That's great, and exactly what we are looking for. 😊

          I would love if the +1 could have access to a personal account or savings account. The dual pin feature can be used to limit the +1 to one card. Would also be a good opportunity to highlight dual pin from a marketing standpoint since it's one of bunq coolest features

            Ik begrijp er helemaal niets van. Ik heb/had joint. Wat gaat er voor mij (premium/joint) en mijn partner (geen betaald abonnement) veranderen?

              @gr00t#159916 Hi there,

              You can keep a Premium subscription for 7,99 euros a month and for 2,99 euros a month you can ask your partner as your +1 so you'll share a sub-account together :)

                @gr00t#159916 Hi 👋🏼 Rutget,

                When bunq removed Joint they upgraded you and your partner to Premium. So, after 3 months you both will pay €7,99 per month. But then you both enjoy all the Premium features! This is the scenario if you don't take any action now.

                Depending on your situation... there is another solution presented today: +1
                In that case only you for instance keep bunq Premium and use the +1 (€2,99) feature to add your partner. When you do, your partner and you will share 1 joint sub account and your partner will have their own bank card 💳.

                If you want to share more then just 1 sub account with each other, then +1 isn't a solution. In that case the best thing you can do is to both keep Premium.

                  I signed up two months ago for a joint account which me and my partner have been using since. What happens to that account and the associated IBANs? What amount will I be paying? This update brings along so many questions and much uncertainty.

                    @Leon-Lime-Puma#159924

                    Hi Leon,

                    If you were in a Joint subscription with your partner before we updated our subscriptions, you have been automatically switched to Premium without having to pay any extra for 3 months. After that, you are free to decide whether you both want to keep your Premium subscriptions or if one of the two prefers becoming a +1. If you choose the second option, you will be asked to choose one of the IBANs you are sharing and close the remaining ones.

                    You'll find more information about it on this topic 🙂

                      @JohnDo#159922 Dank voor je antwoord. Echt al een stuk duidelijker. Maar wij hebben meerdere rekeningen die wij delen. Is een rekening een sub-accout? En moet ze dus voor iedere gedeelde rekening €3 betalen? Het komt er sowieso op neer dus dat we meer gaan betalen? Ik vind dit een beetje raar als ik eerlijk ben. Ik was echt super tevreden met wat we hadden namelijk.

                        @bunq#159473 If I am a pack owner, and one of the members invites a +1, who pays for it?

                          En als je medewerker geen kaart hoeft (want ze hoeft alleen toegang ivm administratie) betaal je geen 2,99 voor de toegang van +1?

                            @Steven-Grey-Akita#159930

                            Hi Steven,

                            If a pack member invite people to become his +1, this person will be individually billed on the sub-account shared with them. This will therefore not affect the other Pack members 🙂

                              @gr00t#159928 Hi 👋🏼 Rutger! Lots of questions, but that is what we here for 👍😉...

                              Sorry for the term sub account... a sub account is the same thing as a bank account. The +1 feature only give you the option to share 1 bank account.

                              So let’s take my wife and I for example.... we have a few bank accounts of our own... but also share a lot of bank accounts with each other. Take for instance an account for groceries or a bank account for subscriptions like Netflix.

                              In this scenario +1 isn’t going to help you since you can only share 1 single bank account with your partner. The only way to do this if you and your partner both have Premium or have a bunq Pack.

                              I understand that you were used to be able to share more bank accounts with Joint, but unfortunately +1 isn’t a 100% replacement of that.

                              Shoot if you have more questions!

                                @bunq#159927 What are the benefits of premium of the account that was previously known as joint (minus the fact that it was a personal account)?

                                  @bunq#159927 Also. Will the Iban numbers stay the same when moving to two premium accounts?

                                    @Berno#159932

                                    Hi Berno!

                                    With bunq +1 you can give access to one of your sub-accounts to your employees for only €2,99 per person. This includes an optional plastic card of their choice.

                                      @Leon-Lime-Puma#159937

                                      Your IBANs haven't been changed during this transition. If one of you decides to switch to +1, you'll be able to choose which of your IBANs you want to keep sharing.

                                      If you want to know which features your +1 will be able to enjoy, have a look at this topic 👍