How do I make the best use of Spending Insights?

bunq

Hi bunqers 🌈

bunq categorizes all your payments automatically. One of the easiest ways to save money is knowing how you're spending it. With this in mind, we have introduced Spending Insights 🚀

How can Spending Insights help me?

If you want to establish good saving habits, tracking what you spend is a great first step! Research shows that seeing what you spend your money on can help you save up to 10%. Without any effort!

You can now add external Bank Accounts to your Spending Insights overview for a comprehensive view of all your finances. Your Budgeting tab will now reflect all your spending, both within and outside bunq.

Adding external Bank Accounts is currently available for our Dutch, German and French users. We’ll keep you updated as we’re adding more countries! More details on the Dutch, German and French banks available for the matter can be found here.

Looking to fill those Savings Goals and come up with even more ways to cut back on costs? This is an excellent tool to help you get there.

Finn’s insights

Right above your Spending Insights graph, you’ll be able to see useful and insightful details about your monthly expenses. Receiving new suggestions each day, Finn will help you save some money and with creative tips. This will enhance your awareness of your spending patterns and contribute to the improvement of your financial serenity.

More details on how you can enable and disable Finn’s insights can be found here.

How do I filter the Bank Account in my Spending Insights?

To include or exclude a Bank Account, that’s available in your Home page, follow these steps:

Go to the Budgeting tab
Tap on the three dots on the Spending Insights widget
Select “Filter Bank Accounts”
Choose the Bank Accounts you wish to include or exclude

How can I add my external Bank Account in my Spending Insights?

After you've successfully added your external Bank Account to your Home tab, you'll be able to include it into your Spending Insights, following these steps:

Go to the Budgeting tab
Tap on the three dots on the Spending Insights widget
Select “Filter Bank Accounts”
Select your external Bank Account

How can I select a certain month?

If you want to dig deeply into your spendings by category for a certain month, you can select the month under Monthly Spending Breakdown in your Budgeting tab. Further information can be found here. You can also customize the start and end dates of your month to your personal situation.