I must also honestly say that the pace seems a bit out of bunq . All good ideas are put on the wishlist but I see little of it coming into practice. Of course I understand that product development takes time, even in an agile process. But before, we often got a new handy feature for my feeling.
You now see that the big boys are slowly approaching. ING also has a bunq.me with which you can collect real-time money through iDeal, to name just one example. And they do have a credit card, free cash withdrawals and deposits, a web portal, NFC on your phone, etc. Hold onto the lead, because the big guys have a huge lead in other areas and you'll see your good ideas. And bunq may even decline a little (eg no account with a card without fixed recurring costs) ...
bunq !
