Hey bunqers 🌈,

If you've accidentally mistyped the IBAN or selected the wrong recipient, resulting in your money going to an unknown receiver, don't worry! Follow these steps to resolve the issue:

📌 Important: Have you been tricked into sending funds to an unknown IBAN? Submit a fraud report through our website form.

Did you send money to bunq's internal IBANs?

Have you transferred the money to any of these IBANs?

  • NL04ADYB2017400157 (Adyen)
  • NL78BUNQ2291284258
  • NL83BUNQ2025105789
  • NL46BUNQ2115632966
  • DE83370190001011011182

If yes, these are bunq’s internal accounts, often used for payment processing (e.g., iDeal payments). Don’t worry - your money will bounce back to your account within 1-2 business days as a regular transfer. If you’ve sent money to our internal Adyen IBAN, they'll return to your Bank Account in 8 business days.

Note: If your money hasn’t arrived within 2 business days, make sure to request an in-app payment investigation.

Do you know the recipient?

If you know the recipient, contact them directly and politely request them to return the money. They can send it back as a regular bank transfer.

Is the unknown recipient’s IBAN Dutch?

If the recipient's IBAN belongs to another Dutch bank:

  • Reach out to the bank linked to this IBAN and explain the situation.

  • If the recipient bank’s not willing to cooperate, don't worry! Contact us back via the Support button in your Profile.

  • Provide screenshots of your communication attempts with the other bank, and we’ll investigate further on your behalf.

Does the unknown recipient have a bunq IBAN?

If the money was sent to a bunq IBAN:

  • Contact our Support Team via the in-app chat
  • Explain the issue, and we’ll investigate to ensure the money is returned to you as soon as possible. There is still a possibility that the recipient may be uncooperative.

Is the IBAN a non-Dutch and non-bunq one?

What if the IBAN is no longer active or doesn’t exist?

Don't worry - just like with our internal IBANs, your money will be returned to your account within 1-2 business days as a regular transfer.

What if the IBAN is in a different currency?

If the IBAN you sent money to is in a different currency, the money will still be returned to your account as a regular payment within 1-2 business days.

Related topics

Want to learn more? Explore more bunq knowledge here 🌈

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