EEA residents can earn up to 2.67% interest on savings

bunq

Hey bunqers 🌈 ,

You can count on us to always give you the best possible interest on your savings. Although the European Central Bank has lowered its interest rates recently, we are now introducing a bonus interest rate of 2.67%* to reward extra savings.

MassInterest rate for all EEA residents

You can earn an annual bonus MassInterest on your savings all year long when you save more than your personalized starting point, called a "threshold." This threshold is based on the highest amount you saved in your account over the past 6 months. It gets calculated twice a year - on January 1 and July 1.

Here’s how it works:

You earn an annual base interest rate, currently 2.01%*, on savings up to your threshold.
If you save more than your threshold, you’ll get the current annual bonus rate of 2.67%* on the extra amount.

If you didn’t have any savings in your account during the 6 months before a threshold calculation, your threshold will start at €0. This means you’ll get the current annual bonus rate of 2.67%* on everything you save until the next threshold calculation.

So, the more you add to your savings, the more interest you earn 🎉

The base rate and the bonus rate are variable and are subject to change.

MassInterest calculation

*❗️MassInterest rates are variable and may change. We’ll always inform you in case of change.
Further information can be found here.

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The rest of the MassInterest terms remain the same:

Your interest will be paid out in weekly installments, so you can watch your savings grow faster each and every week!
You’ll get interest on deposits up to €100.000. For deposits over €100.000, no interest is earned.
All interest rates are annual (variable) and nominal rates.
All your savings are 100% protected up to €100,000 per person by the Dutch Deposit Guarantee Scheme. Therefore, if you share a Joint (Savings) Account at bunq, the protection extends up to €200.000 in total.
There are no fees for withdrawing from your savings account.
You can make a maximum of 2 instant withdrawals per month from your Personal Savings Account(s). Learn more about this limit here 🙌
Regular Terms & Conditions apply to the new MassInterest rate.

How can I create a bunq account?

Simply download the bunq app from the App Store / Google Store and sign up in just 5 minutes! Want to learn more about how you can get your savings account up and running in just minutes and what you need to get started? Check out these topics: