• What's your fondest 2019 wish?

@Ali#52335 I would love if bunq would be less "we don't tell you what we are working on, just sit there and wait until the end of time" and more clear in what things have actually changed when an update does arrive. The latest update came with a text like "many small improvements" which in my mind does not mean anything.

It would be more helpful if bunq would ask for more user input when creating things (like the auto-save function which doesn't work on joint accounts, isn't configurable to skip certain accounts and all the other things asked here: https://together.bunq.com/d/5425-expand-the-auto-save-feature-collection-of-all-ideas/15 ).

It would also be nice if bunq wouldn't remove functionality that (even a few) people were using a lot like rerouting recurring Mastercard transactions.

I think Together is a nice thing (even with its shortcomings like searching is awful, different languages are not supproted and so on) but it feels a lot like there are a lot of small improvements or even bugs mentioned here which don't get any attention at all. I'm not saying that is true, but it's just how it feels to me. And I guess the whole point is to actually get the feeling that bunq is a bank which does listen to it's customers.

Anyway, happy new year and that many wishes may come true in 2019!

    Hi Ali - All the best to you and Bunq for 2029.
    One idea I want to put forward is have the ability in accounts/settings to swap from a regular account to a savings account and visa versa. This would save a lot new account generation.

      Oh yeah... one more, would be great if you could hide accounts from the accounts page as well.

        Hi Ali,

        • Automatic payment flows, 'if this than that'-principe for top-up your additional accounts if you have received salary/income than transfer money to secundairy account. I know i can use API, but i won't run a dedicated application on a webserver.
        • Mark a payment as recurring payment and save automaticly a amount of money. By example 'ANWB service' costs about 100 euro's a year, so save every month 1/12 piece on a secundairy account for 'auto costs'.
        • Exclude bankaccounts for auto-saving
        • Auto saving with a % of the amount paid.
        • More authorisation on API-tokens. Read-only possibility and disable transfers and changes.
        • Set empty company logo's by tapping on it and upload a logo. Maybe Bunq can moderate the logo's and make them available for all!
        • Smaller font for transactions overview, so you can see more transactions without scrolling.

          Mein Wunsch für 2019 ist die Einführung von überweisungsvorlagen, die Namen, IBAN und Verwendungszweck beinhalten.

            Please more colors! I really don’t like the kind of workaround I am doing now....with Edding :(
            And please a better quality of the backside prints...or change the card producer...

              @Brice-Grey-Falcon#52598 This is possible in the online together on together.bunq.com

                @Gunnar#52722 Seconding this, please get some better quality cards. Not even taking the design into account, the print quality looks pretty poor in comparison to shiny cards from other banks.

                  Free nfc payments

                    @Igor-Green-Lynx#52725 they are already free ;)... in Premium :)

                      @Gunnar#52722 I agree, it is just plain bad. And i'm pretty confused how the poor quality got through testing

                        @Igor-Green-Lynx#52725 bunq doesn't want to be a boon alternative, I think.

                          Oh and Tap & Pay MasterCard would be nice. Currently only iOS users can pay with the phone and MasterCard, Android users can only use Maestro :/

                            • A simple password based API that allows reading transactions from Excel
                            • Support for Garmin Pay

                              2 wishes:

                              • iPad version of the app
                              • automatic top up money from another bank’s credit card (if amount less than 500€ then top up to 1000€ e.g.)

                              Thanks!

                                Hey Ali, hey co-bunqers 👋
                                Thanks for sharing your 2018 experience. I can only agree that it has truly been a horrific year and it’s my first year with bunq 🌈. Couldn’t be prouder of this community and the privilege of being a part of “bank of the free” 😄.
                                If I may wish for one thing only regarding bunq 🌈, it definitely has to be for many people to join the discussion with suggestions and feedback.
                                You guys rock 🤘!
                                Have a great transition to 2019 🎆 and keep on improving people’s bank experience one step at a time 🎉.

                                  My wishes for Bunq:

                                  • Automation functionality (IFTTT). Eg. when my salary comes in on my checking account, automatically put x amount to account for mortgage, x to savings, etc etc.
                                  • Auto save on selected accounts. I love auto save, but on the account I pay my mortgage with it's not useful. In contrary, it's quite annoying that I have to manually switch it off every time I don't want auto save to trigger for a specific payment. So it would be useful to be able to turn it off for specific accounts.
                                  • Option to set a request to be completed automatically after 1/2/3/xxx payments. Not suddenly get a message about an expired request after a month when it was already paid by everybody who had to.
                                  • Option to manage contacts (why isn't this possible already?)
                                  • Option to hide accounts from accounts overview
                                  • See description of payment under beneficiary instead of "payment sent/received" in transaction overview of an account. I can already see if a payment was sent or received by the color of the amount and by the minus symbol or lack there of. I don't need it written out to me as a third indicator ;)
                                  • a VISA card (or combined Master/VISA card as I read above) would be nice.
                                  • Numberpad instead of full keyboard when entering iBAN numbers.
                                  • For me personally a Bunq pack with free choice between personal and business accounts would be lovely. I need 2 business accounts and 2 personal ;)

                                  Happy new year and keep up the good work :)

                                    Apple Pay.

                                      An IFTTT kind of rule system!

                                        No more Bunq ads in the app. If I wanna share with friends I will. You can send the 10 euros offer over email. I don’t need to see it every single day under my own accounts. It’s so intrusive and makes bunq feel like a free-to-play game.