• Freedom of Choice: Share your investment idea!

I like the idea of bunqers lending money to other bunqers through some kind of crowdlending platform

    @Elmar-Solar-Teal-Eagle#149082 Yes, a bunq-internal crowdfunding part would be great. Even though that would be a huge implementation to make and a huge feature.

      Peer 2 Peer loans that include a automatic pay back on an agreed scheme might be a good first step

        Please add physical gold as an option. Other banks are also investing in gold as a hedge against financial crises.

          Hi there,

          I would really appreciate if bunq would add the AGRI3 Fund as an additional investment option. This would add a second "future proof" investment option - and, IFAIK, enable bunq users to invest (at leats through bunq as a third aprty) personal assets in that fund, which seems to be not possible otherwise yet.

          What is the AGRI3 Fund? Basically a tool to support sustainable agriculture and forestry. For more see https://www.unenvironment.org/news-and-stories/press-release/dutch-government-and-rabobank-announce-anchor-investments-agri3-fund

            @TimothyA#149084 It would also be a possibly giant hassle to get correct.

            How would you ensure that those that took money out of the pool will pay it back? What if they don't can pay back? How would you calculate that likelihood in order to set the right interest rate?

            Or do you mean that it's always 1on1 lending? In that case that would probably be the wrong thread for that

              @Hannes-H93#149885 I just said it was a great idea. No idea how it would be to implement , but I do like the idea.

                Not sure if it’s been asked before, but is the meat industry on the no go list?

                  Index funds and stock market please! Compete against Revolut :-)

                    5 days later

                    @Miss-Maroon-Jaguar#150227 Yes that would be great!

                    ℹ️ Moderator (Sander): Dear everyone,

                    We are getting many reactions on this topic, but unfortunately 99% is off-topic. Please only comment below in case you have a new suggestion of a potential new category for Freedom of Choice. Investments in your own/someones elses private company to help you grow are examples of something to not post, the same applies to comments like "Ok", "Great!", "I love it", etc. Please check the existing ideas above first, high-five the ones you like, and when something really is missing, then feel free to add it below. ⬇️ Thanks! 🙂 Your bunq Together moderators.

                      18 days later

                      Warum bietet ihr überhaupt die Möglichkeit an in schlechte Unternehmen die zum Beispiel in der Rüstungsindustrie sind zu investieren? Wie stellt ihr sicher, dass mein Geld dort nicht investiert wird?

                        @Sebastian-Navy-Jaguar#154126 Das sind die veröffentlichten Richtlinien von bunq, was das Investieren betrifft: https://www.bunq.com/de/assets/media/legal/de/20190923_terms_bunq_Socially_Responsible_Investing_DE.pdf Das Investmentportfolio von bunq wird nicht von ihnen selbst, sondern von dieser Firma geführt: https://www.asrvermogensbeheer.nl Diese halte sich an die von bunq aufgestellten Kriterien, die u. A. ein Investment in Rüstungsunternehmen ausschließt. Ganz genaue Informationen über das Portfolio haben wir leider nicht.

                        Edit: Actually a lot of bunq's criteria are also already ASR's criterias anyway, as it seems https://www.asrvermogensbeheer.nl/duurzaam-beleggen

                          Green Energy projects ( Wind, solar, Water, H2)

                            As a gentle reminder this topic is for ideas how bunq invests our money without 'users noticing it directly'. Banks are allowed (and obligated) to invest a part of our deposits. Thus this topic is not for investment tools that users could use directly with their funds. Please keep this in mind when posting ideas here.

                            Also, highly volatile investment instruments such as crypto (likely not even allowed by supervising authorities) and investments without a return on investment aren't interesting for a bank.

                              5 days later

                              Investing in psychological health

                                6 days later

                                Ich finde den MSCI World Aktien Index interessant und da einen ETF. Bspw: iShares

                                Wie sehr ihr das? Zu konkret?

                                  @Kressmann-Coaching#158949 Entweder der oder Vanguard FTSE All World. Ist zumindest privat meine erste Wahl 😉 Beide werden aber nicht jedem gefallen, da in den klassischen Indizes keine ethische Wertung/ Aussortierung stattfindet. Schade, dass bunq kein Depot anbietet.

                                    Financing the funerals of the COVID19 and for every victim one plans 1 tree, 50 euros per tree.
                                    1 GULDEN per Life 🖤💘🤍

                                      6 days later

                                      It would be nice to be able to choose from shares that pay dividents, in that way you have a constant income of up to 10% / year for life without having to sell the actual shares.

                                        In prachtig Patrimonium èn belangrijk Cultuur-Historisch erfgoed het Hotel Métropole te Brussel op het Brouckèreplein 👌❤️