We have another unique feature for all of you bunq Premium users out there! This is another world first, a bunq exclusive and we're extremely proud to share it with you. 😄 It's now possible to set up a second PIN code on your Mastercard debit card & Maestro card!
This second PIN will be linked to a secondary bank account, meaning that you can use your regular PIN to pay for groceries from your household account, and your second PIN to pay for drinks during a night out using your weekend activities account. Just use the PIN of the account you wish to use and that's the one you'll pay with! 👍
The best part? You can also use the secondary account as a backup. Let's say you have a card linked to Account 1 (with 50 euros on it) and Account 2 (with 100 euros on it). Now if I make a payment for 75 euros, the card will automatically choose Account 2 because Account 1 has insufficient funds.
Check out how to set it up below:
☝️ Dual PIN will only work when the terminal validates the PIN online. What does it mean? 🤔
- Some terminals process transactions faster, and even though they're online terminals, they can only read the PIN stored on your card 💳 (making it not possible to read your second PIN).
- Solution ✅ : Use your primary PIN and the transaction will immediately work