How can I add money to my bunq account?

Koen-Orange-Swan

Hey bunqers 🌈 ,

You can top up via various other methods, such as via card, iDeal, bank transfer, etc. Below, you can read more about the available options to transfer money to your bunq account through the app and bunq Web. Keep reading to learn more about how to top up through each method.

How do I top up my account with iDEAL?

Go to the 🏠 Home tab
Tap on 🟣 + Add
Tap on 🟣 **+ Add Money*
Choose iDEAL
Select your amount
Tap Continue
An iDEAL page will open - select the bank that you want to top up money from
Your other banking application will open - follow the steps there until you are being returned to the bunq app
And you're done 🎉

How do I top up my account with a Credit or Debit Card?

Click here or go to 🏠 Home
Tap on 🟣 + Add
Tap on 🟣 + Add Money
Choose Credit or Debit Card
Fill in the card info and top it up 🎉

For euro accounts, we currently only support cards that originate from the EU. We're working on improving this coverage to allow cards from other countries to be used!

Detailed info on Local Currency accounts card top up can be found here

How do I top up my account with IBAN transfer?

To locate your IBAN, you can click here or follow the steps below:

Click here or go to 🏠 Home
Tap on 🟣 + Add
Tap on 🟣 + Add Money
Select Bank transfer (SEPA)
Fill in the banking info and top it up 🎉

How do I top up my account with cash?

Barzahlen / Viacash

For bunqers residing in Germany and Austria

Since we don't have branches or ATMs, you'd need to use an external source to deposit cash to your bunq account. Luckily, there are some companies that can help you do this (such as Barzahlen). See how you can use Barzahlen here.

The first €100 deposited each (billing) month is free, then there’s a 2.5% fee on the total amount above that. You'll be charged this in your monthly invoice.

PaySafeCash

For bunqers with bunq Core, Pro, and Elite plans residing in Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, France, Greece, Hungary, Ireland, Latvia, Lithuania, Luxembourg, Malta, The Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden.

We’ve teamed up with PaySafeCash, and now you can use their services with just a few clicks in the app. See here how.

You can deposit up to €100.00 free of charge. After this limit has been passed, the deposit fee is 2.5%.

How do I top up my account with Instant Bank Transfer?

Instantly top up your account within a few taps, following the steps below:

Click here or go to 🏠 Home
Tap on 🟣 + Add
Tap on 🟣 + Add Money
Choose Instant Bank Transfer
Enter the amount you want to top up
Choose your bank
Done ✅

Note: While we don't apply any additional fees for this top-up, it's important to note that the bank sending the funds may apply a charge.

Looking for more details on which Dutch, German, and French banks you can top up your bunq account with? You can find all the information you need right here.

How do I top up my account with Bancontact? 🇧🇪

Our Belgian users are now able to reliably and instantly top up their account in a few seconds and get their requests paid via Bancontact. To do so, follow these steps:

Click here or go to 🏠 Home
Tap on 🟣 + Add
Tap on 🟣 + Add Money
Choose Bancontact
Enter the amount you want to top up
Confirm the amount
Choose if you want to use the Bancontact app or card to complete the transaction.

Note: You’ll be able to use Bancontact as a payment method if the transaction’s amount is higher than €5 and lower €10.000.

We recommend using the Payconiq+Bancontact app to complete the top-up flow. Besides that, we set an internal limit per top-up of €500. If you would like to add more money, you can! Simply start another one.

How do I top up my account with Apple Pay?

Click here or go to 🏠 Home
Click on + Add
Click on Add Money
Select Apple Pay
Follow the flow and top up ✅

Keep in mind that adding money via Apple Pay is a card top up method. This means that every deposited amount with Apple Pay will count towards your card top up limit.

For example: If you top up your bunq account with €100 by using Apple Pay and €50 by using a regular card, both amounts (€150 in total) will count towards your daily card top up limit.

Good to know

All top-ups, except cash deposits or IBAN transfers, should arrive instantly. You can check out the transfer times here.
Top-up methods can be different depending on your country of residence. For example, if you're located in the Netherlands, you'll see iDEAL, and if you're in Belgium, you'll see Bancontact.