Mr. Awesome Hey there! ๐ Thank you for your questions and for sharing your concerns. I understand your curiosity about the discontinuation of the Metal Credit Card program.
The Metal Credit Card was designed as a true credit card that you can use for all your spending needs, without the risk of falling into debt. It was also part of our mission to provide a greener and more sustainable banking experience.
However, as of January 15, 2024, after we have internally assessed its continuity, we have decided to discontinue this offering.
Regarding the cost, while the production cost of a Metal Credit Card might be below $10, the fee associated with it also covers other aspects such as delivery, card replacement, and the added benefits that come with it. For instance, if you're an Easy Green user, payments made with your Metal Credit Card are insured with the Purchase Protection system powered by Companjon.
As for the differentiation of account tiers in the future, bunq is continuously working on improving its offerings to provide the best possible experience for its users. While the Metal Card was a unique feature of certain account tiers, bunq offers a range of other features and benefits across its different account tiers.
Lastly, regarding your point on greenwashing, bunq is committed to making a real impact on the environment.
For every โฌ100 spent by Easy Green users with their card, we plant trees. This is part of our ongoing commitment to sustainability and creating a greener planet ๐
I hope this answers your questions ๐