Yes! It is an official credit card, but of course, we made a card that works for you as it comes without the risk of falling into debt. This allows you to use it to the full extent and acceptability of a normal credit card, without the possibility of financial burden. ✅ This means that you will need to add money to your Metal Card before you can use it for payments.
What’s the difference between the bunq Metal Card and the debit Mastercard?
The bunq Metal Card is the best card option for worldwide traveling, as it gives you the best acceptance online and worldwide. With it, you get the overall usability of a credit card without the risk that comes along with credit.
You can use it when traveling for hotel reservations, car rentals and all other payments that require a deposit. This means larger merchant acceptance and more convenience on your holiday. The main difference is that it will be accepted by merchants who only accept credit cards.
Hotels and car rentals sometimes had issues accepting our Debit Mastercard because they require a deposit and they will only accept a credit card. This was then resolved with the Metal Card.
How does the bunq Metal Card work with deposits? 🚙🏨
If you want to use your bunq Metal Card for a deposit, such as for a rental car or hotel room, the merchant will accept your card just like they would a traditional credit card. Since no credit is used when making the payment, the entire amount of the deposit will be deducted directly from your account at the time of purchase.
This means you need to have the available funds in your account when paying the deposit. Once the deposit is released, you will then receive the funds back in your account and you won't risk having a negative balance or falling into debt.
For more info about the bunq Metal Card, check out this topic.
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