Which payments are eligible for Cashback?

bunq

Hey bunqers 🌈

At bunq, we strive to make your life easy every day! What’s cooler is that you can spend money and get a percentage back! You’ll be able to earn part of your funds back by using your Credit Mastercard with our newest Cashback feature 🚀

How do you determine which payments qualify for Cashback?

The payments that are eligible for earning Cashback are determined by the categories assigned by Mastercard’s Merchant Category Codes.

Restaurants & Bars

Fast Food Restaurants
Eating Places, Restaurants
Bars, Cocktail Lounges, Discotheques, Nightclubs, and Taverns – Drinking Places (Alcoholic Beverages)
Caterers
Bakeries

Public Transportation

Transportation – Suburban and Local Commuter Passenger, including Ferries
Passenger Railways
Bus lines
Transportation Service

Keep in mind that Cashback won't be earned if the merchant has a different Mastercard Merchant Category code other than the ones listed above.

Payments with Business Credit Cards, Virtual Credit Cards, and Employee Cards

Verified Business account users will receive varying Cashback percentages based on their plan for each payment made with their Credit Cards, Virtual Credit Cards, and Employee Cards.

Note: Business Cashback is only available for cards ordered through your Business account.

Who can earn Cashback?

To learn more on who can earn Cashback and which one applies to your plan, click here.

Which cards are eligible for Cashback?

Only payments made with the following cards will qualify for Cashback:

Credit Mastercard
Metal Credit Mastercard
Virtual Credit Card
Employee Card

Payments made with Debit Card (Maestro), Debit Card (Mastercard), Direct Debits, or iDeal are not eligible for Cashback.

How can I see if my card is eligible?

You can easily see if your card is eligible for Cashback by following the steps below:

Go to 🏠 Home
Tap on your card
Check if it has the ✅ Cashback label

Any existing Credit Mastercard is also eligible for Cashback - no need to order a new one.

How is Cashback calculated?

To see how we calculate your Cashback, click here