LaurensAceQuite often i am unable to log in when extra authentication is needed. the app wont accept faceID or py security code. i'm typing the securitycode in correctly for sure; i've double checked with my accounts information in my password app..
Often this problem resolves itself in a couple of hours but it is very annoying especially when i am about to transfer money and the extra verification is needed.
LaurensAceAls je je rekening deelt met je privé account kan je bij de betaling je zakelijke rekening kiezen.
Als de bedrijfsnaam van die rekening overkomt met de naam die je hebt op gegeven bij Mollie moet het zo gepiept zijn
LaurensAce@Bart-Olive-Leopard#147573 Exactly o do wat the updates not the freaking marketing. Let me be a customer in peace..
LaurensAceI donât see marketing in that list. Also I believe that it should be a opt-in when its about marketing; to comply with the GDPR laws
LaurensAceI recently receive more and more marketing push notifications from bunq.
Something I did not signed up for and also did not give my consent for as for the GDPR laws.
I would love for bunq to stop this notifications:
I will NOT get the green card now or in the near future PERIOD. So please stop this madness.
Also sending marketing notifications is not allowed as for the App Store rules:
5.6 Apps cannot use Push Notifications to send advertising, promotions, or direct marketing of any kind
Source: https://developer.apple.com/app-store/review/guidelines/#push-notifications
LaurensAce@JohnDo#144209 The answer from ACM is very clear and confirming my suspicion.
Also from the text I only read that bunq can charge its customer(the bunq user and selling merchant), and the merchant can choose to charge the fee to its client in certain cases which is not the case.
Iâm very curious on the answer from bunqs compliance department. And if bunq is planning to fix this feature since itâs focust on small entrepreneurs which 90% of the time deal with consumers
LaurensAce@JohnDo#143966 Great! i was thinking about doing the same thing since ACM should provide us with a clear answer. Keep us posted!!
Although i am quite familiar with the new PSD2 rules (I'm working at Mollie, a dutch PSP and our compliance department keeps us well updated)
Also i'm not challenging the fact bunq CAN charge a fee; i'm challenging the fact that bunq charges it to the paying party, which in case of a consumer does not comply with the PSD2. as long as a consumer pays and the consumer gets charged for the payment method is does not matter WHO charges the fee.
I would be more than happy to pay the fee myself as long as i am in control and can set it per-bunq.me-request.
@JeroenE#143969 I believe thats the whole point. The EU wants to bust open the credit card marked by making surcharging illegal both online and at the terminal, as well as limiting fees, consumer wise a couple of nice years are coming.
LaurensAce@DaJonas#143596 Exactly like they already do for "normal" payment request. This would solve this problem.
LaurensAce@pbruins84#143593 I don't agree with you on this. Bunq acts in this case as the PSP. Therefore it acts on behalf of me as the business to collect the money by processing a payment.
The B2C surcharge ban applies where:
- the consumerâs bank or card issuer and the payment provider of the merchant are both located in the EEA; and
- the consumer makes a payment using a debit or credit card, or an EUR payment using direct debit or credit transfer (i.e., a SEPA payment).
LaurensAceYes for payment methods other than creditcard and banktransfer it IS allowed. my point is that it is NOT allowed for creditcard payments. as i quote from there site:
"Betaalt u met uw creditcard van bijvoorbeeld Visa of Mastercard? Of met automatische incasso of overschrijving? Dan mag de verkoper daarvoor GEEN extra kosten meer rekenen. Voor andere betaaldiensten, ..."
So the point is that the article is very clear on the creditcard fees
LaurensAcesince PSD2 prohibits surcharging
Therefore, we can't use the new pay by card feature for B2C transactions since Bunq charges extra costs for the credit card method.
More info can be read here (DUTCH): https://www.consuwijzer.nl/nieuws/psd2-geen-extra-kosten-meer-voor-betaling-met-creditcard-overschrijving
Doesn't bunq have a legal department that checks this kind of stuf?
LaurensAceWell according to the iOS11 documentation only read is supported.
For nfc payment youâll need both read and write if Iâm correct
It would be awesome though to have Apple Pay at bunq
LaurensAceTip:
Als je een iPhoen hebt en een Mac die ingelogd zijn op het zelfde iCloud account kan je het IBAN nummer op je iPhone kopiëren en vervolgens op je Mac plakken.
đ
LaurensAceYes exactly!
I was wondering why this is the case?
Why doesnât bunq offer the same protection for our basic users?
LaurensAceI was reading the therms and conditions and i noticed that the bunq basic account is not protected by the DepositGuaranteeScheme.. (Chapter 32) Why not? why is the money on the basic account treated differently?
When it's in the free account is it stored in an other database? seems weird to me, since you need to maintain 2 systems. why don't you keep it simple and make everybody happy by giving certainty that all of our money is save and sound.
i think this is especially today, when nobody reads the therms and conditions..
LaurensAceIk was benieuwd naar al die ânieuwe innovatiesâ dus heb geĂŒpgrade helaas heb ik nog geen enkele innovatie gevonden.
Ik heb dit bericht ook in de chat gegooid.
Waar de fack zijn jullie mee bezig? Ik was altijd zeer te spreken over jullie als bank. Bij mijn werkgever nemen we veel internationale mensen aan en ik adviseerde die om jullie als bank te gebruiken. Nu wordt ik er op aangekeken dat jullie de prijzen met fucking 800% hebben verhoogt?!!! đĄ
Doe ff normaal zeg. Dat slaat nergens op. Ook het feit dat jullie geen basis betaald abonnement hebben voor mensen die géén creditcard nodig hebben geeft aan dat jullie eigenlijk alleen maar op het geld uit zijn.
Ik was een bunq evangelist maar dat kan ik nu niet meer zijn. Nu het vertrouwen zo erg geschaad is en ĂŹk er op aangekeken wordt door mijn collegaâs. Voor mij persoonlijk is de
(belachelijk) hoge prijs een minder groot probleem. (Vind het echt niet erg te betalen maar het voelt wel echt als een naai streek)
maar zeg eens zelf.. welke innovatie hebben jullie geĂŻntroduceerd sinds de laatste update?
Kan ik eindelijk met mijn zakelijke rekening incassoâs laten uitvoeren?(dit is een BASIS behoefde voor een zakelijke rekening)
oh ik kan een creditcard aanvragen. Dit is geen innovatie dat kan bij de andere banken al JAREN!
Dus vertel eens wat is de innovatie waar jullie het over hebben?
