Who can open a bunq account?
We're active in many countries of the European Economic Area (EEA) but we offer different plans in each one as we explain here.
All citizens of the European Economic Area that are residents in the countries that we operate (Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lichtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Ukraine) can sign up for bunq.
If you're not a European citizen but you live in one of the countries that we work in you can check here which documents can be used to sign up.
Keep in mind that some memberships are only available in specific countries. In case you're a so-called Politically Exposed Person then additional conditions may apply.
- As a result of the ongoing war in Ukraine, Ukrainian citizens that have recently become refugees are now able to open a bunq account with their personal ID card or passport. See this topic for more details
Can I open a bunq account as a minor?
If you're under 18 years old, you'll also need permission from a legal guardian to open an account. Your legal guardian will need to have an account with us before you can start using your own. For more info on how to open a bunq account as a minor and how legal guardians can gain Guest access (with no monthly fees), check out this topic.
Important note: Since 14th of March, you can open a minor account only if you provide the correct documents during your first verification attempt, so that we can keep our 5-minute promise for you 🙏
You can learn all about the accepted documents during your verification here
What do I need to open a bunq account?
If you wish to open a Personal account with us, you'll need to provide a valid identity document to verify your identity.
Can I open a bunq account if I'm under Legal guardianship?
No, we currently do not accept people under Legal Guardianship.
Who can open a bunq business account?
You can open a Business account with us if:
- You're an authorized representative of the company.
- You're resident in the country where your business is registered
- Your business is registered in the Netherlands, Germany, France, Italy, Spain, Belgium or Ireland.
Want to know the requirements of opening a Business account in just 5 minutes? Check this topic.
Want to know the accepted legal forms for opening a Business account? Check this topic.
Want to know what documents are needed to open a Business account in 5 minutes? Check this topic.
In some specific cases your verification may take more time. That’s why we’d like to make sure that you’re up to date on your verification status, so we’ve implemented the Waiting List ✨
In case we can’t open your account in just 5 minutes, we’ll ask if you’d like to join the Waiting List. This is a queue where all users who weren’t able to be verified in time can wait until we can offer a 5-minute verification 🙌
You can learn more on how the Waiting List works here 🌈
- iOS: 11.3+
- Android Lollipop 5.0+
Do you want to try bunq for free?
Get your account in less than 5 minutes here 🌈